3724 Finish Line Arch, Suffolk, VA 23435 Property Records

Suffolk City property record for 3724 Finish Line Arch, Suffolk, VA 23435

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,136 sqft · built 1999
Lot Size0.84 acres (36,590 sqft)
Owner2 Individual Names on File
Last Sale$431,000 (Oct 2022)
Tax Bill$6,041 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Aug 2021 Refinance
APN12H*1C*151

Property Details

APN / Parcel Number

Primary APN12H*1C*151
Alternative APN
  • 304670900

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,136 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area36,590 sqft (0.84 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number304670900
Street Address3724 FINISH LINE ARCH
CitySUFFOLK
StateVA
Zip23435-3215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED DE
Legal DescriptionL.151,STEEPLECHASE, PHASE 1,SEC.C
Legal SubdivisionC STEEPLECHASE SD
Legal Phase1
JurisdictionSUFFOLK CITY VA
Township / Civil DivisionSUFFOLK
Census Block Group3
Census Block3000
Census Tract75203

Owner

3724 Finish Line Arch is owned and occupied by two individuals who bought it in October 2022.

Source: Suffolk City records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3724 FINISH LINE ARCH, SUFFOLK, VA 23435-3215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Warranty Deed, Transfer · VA Mortgage
SOUTHERN TRUST MORTGAGE LLC
Aug 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2022 · Amount on File
Deed SaleOct 27, 2022 · Amount on File
Deed Document Number202215220
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateOct 27, 2022
Property Address3724 FINISH LINE ARCH, SUFFOLK, VA 23435-3215
Document Number0220015220
Instrument DateOct 25, 2022
Instrument220015220
Transaction TypeTransfer
Record UpdatedNov 9, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3724 FINISH LINE ARCH, SUFFOLK, VA 23435-3215

Mortgage

Document Number0220015221
DateOct 27, 2022
Instrument220015221
Lender
NameSOUTHERN TRUST MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address3724 FINISH LINE ARCH, SUFFOLK, VA 23435-3215
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210015764
DateAug 31, 2021
Instrument210015764
Lender
NameWELLS FARGO BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate4.88%

Tax Assessment & Valuation

The 2025 property tax bill for 3724 Finish Line Arch was $6,041, up 3.2% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalitySuffolk City
Unified School DistrictSuffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$522,600 (+2.43%) Land $85,000 Building $437,600
2025$6,041.00 (+3.23%)$522,600 (+2.43%) Land $85,000 Building $437,600$510,200 Land $85,000 Building $425,200
2024$5,852.00 (+6.4%)$510,200 (+1.11%) Land $85,000 Building $425,200
2023$5,500.00$504,600 Land $90,800 Building $413,800$504,600 Land $90,800 Building $413,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3724 Finish Line Arch; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3724 Finish Line Arch is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUFFOLK
serves 69,822 people · EPA ID VA3800805
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35

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