Suffolk City property record for 3720 Finish Line Arch, Suffolk, VA 23435
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,178 sqft · built 1998 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (May 2026) |
| Tax Bill | $6,089 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Dec 2011 Mortgage + 4 more |
| APN | 12H*1C*153 |
| Primary APN | 12H*1C*153 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,178 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Account Number | 304671100 |
|---|---|
| Street Address | 3720 FINISH LINE ARCH |
| City | SUFFOLK |
| State | VA |
| Zip | 23435-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED DE |
| Legal Description | L.153,STEEPLECHASE, PHASE 1,SEC.C |
| Legal Subdivision | STEEPLECHASE PHASE 1 SECTION C |
| Legal Phase | 1 |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 75203 |
3720 Finish Line Arch is owned and occupied by an individual who bought it in May 2026.
Source: Suffolk City records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3720 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVINGS & LOAN ASSOCIATION |
| Dec 7, 2011 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Aug 25, 2016 | Deed of Trust, Mortgage · ARM LANGLEY FEDERAL CREDIT UNION |
| Dec 16, 2016 | Deed of Trust, Mortgage · Line of Credit NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
| May 5, 2026 | Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE |
| Dec 1, 2025 | Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on File |
| Deed Sale | May 5, 2026 · Amount on File |
| Prior Sale | Dec 1, 2025 · Amount on File |
| Deed Document Number | 20265582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 3720 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220001260 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 220001260 |
| Name | THIRD FEDERAL SAVINGS & LOAN ASSOCIATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 3720 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2011120700/203480 |
|---|---|
| Date | Dec 7, 2011 |
| Book Page | 2011120700/203480 |
| Name | CITIBANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 3720 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | HOME TITLE/VIRGINIA LLC, HOME TITLE OF VIRGINIA LLC |
| Name | Verified Name |
|---|
| Document Number | 0160009540 |
|---|---|
| Date | Aug 25, 2016 |
| Instrument | 160009540 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 3720 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0160014339 |
|---|---|
| Date | Dec 16, 2016 |
| Instrument | 160014339 |
| Name | NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 23, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | May 5, 2026 |
| Property Address | 3720 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Document Number | 0000005582 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20265582 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3720 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Document Number | 0000005584, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 20265584 |
| Name | SOUTHERN TRUST MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Dec 1, 2025 |
| Property Address | 3720 FINISH LINE ARCH, SUFFOLK, VA 23435-3215 |
| Document Number | 0250013566 |
| Map Reference | CAB 2 SL 99E-100D |
| Instrument Date | Nov 24, 2025 |
| Instrument | 250013566 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $527.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 BROOKSTONE CT, YORKTOWN, VA 23693-5515 |
The 2025 property tax bill for 3720 Finish Line Arch was $6,089, up 4.1% from the year before.
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $527,100 (+3.35%) Land $85,000 Building $442,100 | ||
| 2025 | $6,089.00 (+4.09%) | $527,100 (+3.35%) Land $85,000 Building $442,100 | $510,000 Land $85,000 Building $425,000 |
| 2024 | $5,850.00 (+5.54%) | $510,000 (+0.28%) Land $85,000 Building $425,000 | |
| 2023 | $5,543.00 | $508,600 Land $90,600 Building $418,000 | $508,600 Land $90,600 Building $418,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3720 Finish Line Arch; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3720 Finish Line Arch is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
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