Harford County property record for 3723 Bay Rd, #A, Street, MD 21154
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,963 sqft · built 1995 |
| Lot Size | 4.37 acres (190,357 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Sep 2020) |
| Tax Bill | $4,504 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-054028 |
| Primary APN | 05-054028 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,963 sqft Total Area |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Utility Area | 325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 190,357 sqft (4.37 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 125 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 054028 |
|---|---|
| Street Address | 3723 BAY RD, A |
| City | STREET |
| State | MD |
| Zip | 21154-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 5 4.3717 AC 3723-A BAY ROAD LD W DUNAWAY PT 75/73 |
| Legal Subdivision | LAND OF WILLIAM DUNAWAY |
| Legal Lot Number | 5 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 305100 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3723 BAY RD, A, STREET, MD 21154-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on Record |
| Deed Sale | Sep 23, 2020 · Amount on Record |
| Prior Sale | Feb 4, 1994 · Amount on Record |
| Deed Book / Page | 14132 / 157 |
| Prior Transfer Date | Aug 14, 2017 |
| Prior Transfer Doc | 0124960082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 23, 2020 |
| Property Address | 3723 BAY RD # A, A, STREET, MD 21154-1403 |
| Document Number | 0141320157 |
| Book / Page | 14132 / 157 |
| Map Reference | MB 75 FO 73 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MASTERS TITLE 7 E |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0014132166 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 14132/166 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 31, 2017 |
| Property Address | 3723 BAY RD # A, A, STREET, MD 21154-1403 |
| Document Number | 0124960082 |
| Book / Page | 012496 / 000082 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3723-A BAY ROAD ST STREET MD 21154, STREET, MD 21154 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,504.00 (+15.52%) | $407,767 (+23.06%) | $435,500 (+23.62%) Land $125,300 Building $310,200 |
| 2025 | $3,899.00 (+13.24%) | ||
| 2023 | $331,367 | $352,300 Land $116,300 Building $236,000 | |
| 2022 | $3,443.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1984–2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
| Armstrong Cable | 1,000 / 20 |
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