3719 Bay Rd, Street, MD 21154 Property Records

Harford County property record for 3719 Bay Rd, Street, MD 21154

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,296 sqft · built 1993
Lot Size2.29 acres (99,752 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Jul 2017)
Tax Bill$3,096 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-053978

Property Details

APN / Parcel Number

Primary APN05-053978
Alternative APNs
  • 5053978
  • 053978

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,296 sqft Total Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area99,752 sqft (2.29 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area100 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number053978
Street Address3719 BAY RD
CitySTREET
StateMD
Zip21154-1403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 1 2.29 AC 3719 BAY ROAD LD DUNAWAY PT 75/73
Legal SubdivisionLD DUNAWAY W 75 73
Legal Lot Number1
JurisdictionHARFORD MD
Township / Civil Division5, DUBLIN
Census Block Group3
Census Block3002
Census Tract305100

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3719 BAY RD, STREET, MD 21154-1403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NAVY FCU
Jul 19, 2017Grant Deed, Transfer
NAVY FCU
Jan 24, 2017Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2017 · Amount on Record
Deed SaleJul 19, 2017 · Amount on Record
Prior SaleMay 24, 2016 · Amount on Record
Deed Document Number201712431-0462
Deed Book / Page12431 / 462
Last Transfer DateMay 11, 2021
Transfer Doc0148080230
Record UpdatedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateJun 7, 2021
Property Address3719 BAY RD, STREET, MD 21154-1403
Document Number0148080230
Book / Page14808 / 230
Map ReferenceMB CGH75 FO 73
Instrument DateMay 11, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3719 BAY RD, STREET, MD 21154-1403

Mortgage

Document Number0014808234
DateJun 7, 2021
Instrument14808/234
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateJul 19, 2017
Property Address3719 BAY RD, STREET, MD 21154-1403
Document Number0124310462
Book / Page012431 / 000462
Instrument DateJun 23, 2017
Transaction TypeTransfer
Record UpdatedAug 29, 2017
Title CompanyOMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3719 BAY RD STREET MD 211541403, STREET, MD 21154-1403

Mortgage

Document Number124310469
DateJul 19, 2017
Book Page012431/000469
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueJul 18, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateJan 24, 2017
Property Address3719 BAY RD, STREET, MD 21154-1403
Document Number0121980092
Book / Page012198 / 000092
Instrument DateDec 30, 2016
Transaction TypeTransfer
Record UpdatedFeb 20, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
Tax$172.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4300 STEVENS CREEK BLVD #275 SAN JOSE CA 951291265, 275, SAN JOSE, CA 95129-1265

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,400 (+6.82%)$339,800 (-) Land $126,400 Building $213,400
2025$3,096.00 (+6.72%)$299,000 (+10.88%)$339,800 (+21.97%) Land $126,400 Building $213,400
2023$269,667$278,600 Land $116,400 Building $162,200
2022$2,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1984–2006)
Most Recent ClaimJun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber Intermediate Holdings
Fiber
1,000 / 1,000
Armstrong Holdings
Cable
1,000 / 20

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