3723 Arcade St N, Saint Paul, MN 55127 Property Records

Ramsey County property record for 3723 Arcade St N, Saint Paul, MN 55127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1975
Lot Size	0.349 acres (15,200 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Dec 2017)
Tax Bill	$4,230 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-30-22-33-0031`

Property Details

APN / Parcel Number

Primary APN	`28-30-22-33-0031`
Alternative APNs	`8550198` `8567441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	882 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	15,200 sqft (0.349 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	8567441
Street Address	3723 ARCADE ST N
City	SAINT PAUL
State	MN
Zip	55127-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRE ACRES LOT 32 BLK 2
Legal Range	22
Legal Township	30
Legal Section	28
Legal Subdivision	CENTRE ACRES
Legal Block	2
Legal Lot Number	32
Jurisdiction	RAMSEY MN
Township / Civil Division	VADNAIS HEIGHTS
Census Block Group	1
Census Block	1015
Census Tract	40605

Owner

Source: Ramsey County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3723 ARCADE ST N, SAINT PAUL, MN 55127-7126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEFINITY
Dec 6, 2017	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Prior Sale	Jun 18, 2012 · Amount on Record
Deed Document Number	20174688839
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	3723 ARCADE ST N, VADNAIS HEIGHTS, MN 55127-7126
Document Number	0004857764
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3723 ARCADE ST VADNAIS HEIGHTS MN 55127, VADNAIS HEIGHTS, MN 55127

Mortgage

Document Number	0004857764
Date	Jan 15, 2021
Instrument	4857764

Lender

Name	HOMEFINITY
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 6, 2017
Property Address	3723 ARCADE ST N, VADNAIS HEIGHTS, MN 55127-7126
Document Number	0004688839
Instrument Date	Oct 9, 2017
Instrument	4688839
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	NATIONS TITLE AGENCY/MN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3723 ARCADE ST N VADNAIS HEIGHTS MN 551277126, VADNAIS HEIGHTS, MN 55127-7126

Mortgage

Document Number	4688840
Date	Dec 6, 2017
Instrument	4688840

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Vadnais Heights City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,230.00 (-2.17%) Homeowner's exemption	$323,100 (+7.56%) Land $80,000 Building $243,100	$323,100 (+7.56%) Land $80,000 Building $243,100
2023	$4,324.00 Homeowner's exemption	$300,400 Land $80,000 Building $220,400	$300,400 Land $80,000 Building $220,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vadnais Heights serves 13,025 people · EPA ID MN1620030
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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