3692 Arcade St N, Saint Paul, MN 55127 Property Records

Ramsey County property record for 3692 Arcade St N, Saint Paul, MN 55127

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,312 sqft · built 1976
Lot Size	0.288 acres (12,549 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Sep 2024)
Tax Bill	$6,268 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-30-22-33-0010`

Property Details

APN / Parcel Number

Primary APN	`28-30-22-33-0010`
Alternative APNs	`8529705` `89530`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	1,222 sqft
Finished Basement	1,222 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,549 sqft (0.288 acres)
Lot Dimensions	141 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89530
Street Address	3692 ARCADE ST N
City	SAINT PAUL
State	MN
Zip	55127-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRE ACRES LOT 11 BLK 1
Legal Range	22
Legal Township	30
Legal Section	28
Legal Subdivision	CENTRE ACRES
Legal Block	1
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	VADNAIS HEIGHTS
Census Block Group	1
Census Block	1009
Census Tract	40605

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3692 ARCADE ST N, SAINT PAUL, MN 55127-7103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Oct 13, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on Record
Deed Sale	Sep 12, 2024 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Document Number	20245038586
Prior Transfer Date	Sep 11, 2017
Prior Transfer Doc	0004681218
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 3, 2021
Property Address	3692 ARCADE ST N, VADNAIS HEIGHTS, MN 55127-7103
Document Number	0A04881228
Instrument Date	Apr 26, 2021
Instrument	A04881228
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE ICN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3692 ARCADE ST N, VADNAIS HEIGHTS, MN 55127-7103

Mortgage

Document Number	0A04881229
Date	May 3, 2021
Instrument	A04881229

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 13, 2017
Property Address	3692 ARCADE ST N, VADNAIS HEIGHTS, MN 55127-7103
Document Number	0004681218
Instrument Date	Sep 11, 2017
Instrument	4681218
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3692 ARCADE ST N VADNAIS HEIGHTS MN 551277103, VADNAIS HEIGHTS, MN 55127-7103

Mortgage

Document Number	4681219
Date	Oct 13, 2017
Instrument	4681219

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Vadnais Heights City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,500 (-2.04%) Land $72,000 Building $369,500	$441,500 (-2.04%) Land $72,000 Building $369,500
2025	$6,268.00 (+12.49%)	$450,700 (+6.35%) Land $72,000 Building $378,700	$450,700 (+6.35%) Land $72,000 Building $378,700
2024	$5,572.00 (+0.98%)
2023	$5,518.00	$423,800 Land $72,000 Building $351,800	$423,800 Land $72,000 Building $351,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vadnais Heights serves 13,025 people · EPA ID MN1620030
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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