Lake County property record for 37210 Trefoil Ln, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,000 sqft · built 1961 |
| Lot Size | 0.325 acres (14,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,000 (Oct 2023) |
| Tax Bill | $1,720 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-18-26-0004-000-05201 |
| Primary APN | 26-18-26-0004-000-05201 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,150 sqft (0.325 acres) |
| Lot Dimensions | 255 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 152 sqft |
| Utility Building | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 1588251 |
|---|---|
| Street Address | 37210 TREFOIL LN |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | BEG 360 FT W OF NE COR OF SE 1/4 OF SE 1/4 RUN S 288 FT W 50 FT N 288 FT E TO POB--LESS N 33 FT FOR RD R/W-- |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Quarter | 4 |
| Legal Subdivision | ACREAGE & UNREC PLATS |
| Legal Tract | 0004 |
| Legal Lot Number | 52 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3097 |
| Census Tract | 30110 |
Source: Lake County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1575 DAVID WALKER DR, 15, TAVARES, FL 32778-4972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE |
| Oct 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Feb 15, 2018 | Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK |
| Oct 3, 2017 | Warranty Deed, Transfer SHIPLEY LAW FIRM AND TITLE COMPANY, SHIPLEY LAW FIRM & TITLE CO |
| Jan 24, 2017 | Tax Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Prior Sale | Oct 3, 2017 · Amount on Record |
| Deed Document Number | 2023127667 |
| Deed Book / Page | 6227 / 2251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 29, 2026 |
| Property Address | 37210 TREFOIL LN, UMATILLA, FL 32784-8370 |
| Document Number | 0000065853 |
| Book / Page | 6747 / 1342 |
| Instrument Date | May 21, 2026 |
| Instrument | 202665853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 37210 TREFOIL LN, UMATILLA, FL 32784-8370 |
| Document Number | 0000065853, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 6747/1342 |
| Instrument | 202665853 |
| Name | BOND STREET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 17, 2023 |
| Property Address | 37210 TREFOIL LN, UMATILLA, FL 32784-8370 |
| Document Number | 0062272251 |
| Book / Page | 6227 / 2251 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023127667 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3211 SPICER AVE, GRAND ISLAND, FL 32735-9018 |
| Name | Verified Name |
|---|---|
| Address | 1575 DAVID WALKER DR APT 15, 15, TAVARES, FL 32778-4972 |
| Document Number | 0062272253 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 6227/2253 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 37210 TREFOIL LN, UMATILLA, FL 32784-8370 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3211 SPICER AVE, GRAND ISLAND, FL 32735-9018 |
| Document Number | 0056821050 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 5682/1050 |
| Instrument | 2021047890 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 37210 TREFOIL LN, UMATILLA, FL 32784-8370 |
| Document Number | 0053720962 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3211 SPICER AVE GRAND ISLAND FL 327359018, GRAND ISLAND, FL 32735-9018 |
| Document Number | 0053720962 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 005372/000962 |
| Instrument | 127824 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 37210 TREFOIL LN, UMATILLA, FL 32784-8370 |
| Document Number | 0050732360 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3211 SPICER AVE GRAND ISLAND FL 327359018, GRAND ISLAND, FL 32735-9018 |
| Document Number | 0050732360 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 005073/002360 |
| Instrument | 23961 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 3, 2017 |
| Property Address | 37210 TREFOIL LN, UMATILLA, FL 32784-8370 |
| Document Number | 0050062352 |
| Book / Page | 005006 / 002352 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 104483 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | SHIPLEY LAW FIRM AND TITLE COMPANY, SHIPLEY LAW FIRM & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3211 SPICER AVE GRAND ISLAND FL 327359018, GRAND ISLAND, FL 32735-9018 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 24, 2017 |
| Property Address | 37210 TREFOIL LN, UMATILLA, FL 32784-8370 |
| Document Number | 0048931119 |
| Book / Page | 004893 / 001119 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 8427 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 7, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $399.70 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18848 US HIGHWAY 441 #214 MOUNT DORA FL 327576700, 214, MOUNT DORA, FL 32757-6700 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,960 (+2.89%) | $120,018 (-) Land $32,270 Building $87,748 | |
| 2025 | $112,700 (+5.57%) Land $32,270 Building $80,430 | $120,018 (+12.43%) Land $32,270 Building $87,748 | |
| 2024 | $1,720.00 (-11.57%) | ||
| 2023 | $1,945.00 (+12.3%) | $106,752 (+3.12%) | $106,752 (+3.12%) Land $21,782 Building $84,970 |
| 2022 | $1,732.00 | $103,525 | $103,525 Land $18,555 Building $84,970 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures