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37149 Trefoil Ln, Umatilla, FL 32784 Property Records

Lake County property record for 37149 Trefoil Ln, Umatilla, FL 32784 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,326 sqft · built 1981
Lot Size0.335 acres (14,600 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Jan 2018)
Tax Bill$2,836 (2024)
Deeds & MortgagesSep 2023 Line of Credit
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN26-18-26-0004-000-04900

Property Details

APN / Parcel Number

Primary APN26-18-26-0004-000-04900
Alternative APN
  • 1212405

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,326 sqft Living Area
1st Floor Area1,326 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2021
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area14,600 sqft (0.335 acres)
Lot Dimensions100 ft deep x 146 ft wide
Garage TypeFinished
Garage Area870 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area168 sqft
Utility Building2,819 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1212405
Street Address37149 TREFOIL LN
CityUMATILLA
StateFL
Zip32784-8370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM NE COR OF SE 1/4 OF SE 1/4 RUN W 413 FT S 288 FT FOR POB RUN W 150 FT S 146 FT E 150 FT N 146 FT TO POB--LESS E 50 FT
Legal Range26E
Legal Township18S
Legal Section26
Legal SubdivisionACREAGE & UNREC
Legal Tract4
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3097
Census Tract30110

Owner

Source: Lake County records · APN 26-18-26-0004-000-04900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address37149 TREFOIL LN, UMATILLA, FL 32784-8370
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jan 29, 2018Warranty Deed, Transfer
AFFILIATED TITLE/CTRL FL LIMITED

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 29, 2018 · Amount on Record
Deed SaleJan 29, 2018 · Amount on Record
Prior SaleNov 25, 2013
Deed Document Number2018010722
Deed Book / Page5059 / 1322
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address37149 TREFOIL LN, UMATILLA, FL 32784-8370
Transaction TypeMortgage
Record UpdatedOct 06, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address37149 TREFOIL LN, UMATILLA, FL 32784-8370

Mortgage

Document Number0062142092
DateSep 21, 2023
Book Page6214/2092
Instrument2023116553
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 06, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJan 29, 2018
Property Address37149 TREFOIL LN, UMATILLA, FL 32784-8370
Document Number0050591322
Book / Page005059 / 001322
Instrument DateJan 24, 2018
Instrument10722
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyAFFILIATED TITLE/CTRL FL LIMITED

Transaction

AmountAmount Recorded
Tax$1,365.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37149 TREFOIL LN UMATILLA FL 327848370, UMATILLA, FL 32784-8370

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$197,290 (+8.89%) Land $39,757 Building $157,533$237,930 (+25.75%) Land $39,757 Building $198,173
2024$2,836.00 (+14.08%)
2023$2,486.00 (+7.95%) Homeowner's exemption$181,180 (+3%)$189,202 (+2.53%) Land $26,836 Building $162,366
2022$2,303.00 Homeowner's exemption$175,910$184,540 Land $22,860 Building $161,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Wildfire

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire LikelihoodAbout 1 in 224 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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