3721 Balboa Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3721 Balboa Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1972
Lot Size0.99 acres (4,300 sqft)
OwnerCompany Name on Record
Last Sale$245,000 (Oct 2005)
Tax Bill$3,943 (2025)
Deeds & MortgagesMay 2024 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN165-392-21-00

Property Details

APN / Parcel Number

Primary APN165-392-21-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area4,300 sqft (0.99 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3721 BALBOA DR
CityOCEANSIDE
StateCA
Zip92056-3947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 282 PAR 1 DOC12808REC72 IN LOT 283&IN TR 006997
Legal SubdivisionCOSTA SERENA
Legal Tract006997
Legal Block3
Legal Lot Number282,2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3003
Census Tract18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2725 CHESTNUT AVE, CARLSBAD, CA 92010-2126
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Nov 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 6, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2005 · Amount on Record
Deed SaleOct 24, 2005 · Amount on Record
Deed Document Number2005920017
Last Transfer DateMar 30, 2017
Transfer Doc0000156099
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3721 BALBOA DR, OCEANSIDE, CA 92056-3947
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2725 CHESTNUT AVE, CARLSBAD, CA 92010-2126

Mortgage

Document Number0000111648
DateMay 3, 2024
Instrument2024-0111648
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3721 BALBOA DR, OCEANSIDE, CA 92056-3947
Transaction TypeMortgage
Record UpdatedDec 7, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2725 CHESTNUT AVE, CARLSBAD, CA 92010-2126

Mortgage

Document Number0000807621
DateNov 24, 2021
Instrument2021-0807621
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 6, 2017
Property Address3721 BALBOA DR, OCEANSIDE, CA 92056-3947
Document Number0000156099
Instrument DateMar 30, 2017
Instrument156099
Transaction TypeTransfer
Record UpdatedApr 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2725 CHESTNUT AVE CARLSBAD CA 920102126, CARLSBAD, CA 92010-2126

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$355,131 (+2%) Land $272,269 Building $82,862
2025$3,943.00 (+5.2%)$348,169 (+4.04%) Land $266,931 Building $81,238
2023$3,748.00 (+1.52%)$334,652 Land $256,567 Building $78,085
2022$3,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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