3720 Balboa Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3720 Balboa Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,177 sqft · built 1972
Lot Size	0.99 acres (4,300 sqft)
Owner	2 Company Names on Record
Last Sale	$260,000 (Sep 2007)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-391-15-00`

Property Details

APN / Parcel Number

Primary APN	`165-391-15-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,177 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	4,300 sqft (0.99 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3720 BALBOA DR
City	OCEANSIDE
State	CA
Zip	92056-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 265 TR 006997
Legal Subdivision	COSTA SERENA
Legal Tract	006997
Legal Block	3
Legal Lot Number	265
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18517

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3720 BALBOA DR, OCEANSIDE, CA 92056-3946
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Intrafamily Transfer, Transfer
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2007 · Amount on Record
Deed Sale	Sep 11, 2007 · Amount on Record
Prior Sale	Sep 29, 1999 · Amount on Record
Deed Document Number	2007598469
Last Transfer Date	Dec 11, 2023
Transfer Doc	0000350652
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2023
Property Address	3720 BALBOA DR, OCEANSIDE, CA 92056-3946
Document Number	0000350652
Map Reference	MAP 6997
Instrument Date	Dec 11, 2023
Instrument	2023-0350652
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3720 BALBOA DR, OCEANSIDE, CA 92056-3946

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3720 BALBOA DR, OCEANSIDE, CA 92056-3946
Document Number	0000026169
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 BALBOA DR OCEANSIDE CA 920563946, OCEANSIDE, CA 92056-3946

Mortgage

Document Number	0000026169
Date	Jan 17, 2020
Instrument	26169

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,325 (+2%) Land $254,549 Building $93,776
2025	$3,790.00 (+5.28%) Homeowner's exemption	$341,496 (+4.04%) Land $249,558 Building $91,938
2023	$3,600.00 (+1.58%) Homeowner's exemption	$328,237 Land $239,868 Building $88,369
2022	$3,544.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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