37201 Oak Ln, Umatilla, FL 32784 Property Records

Lake County property record for 37201 Oak Ln, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,733 sqft · built 1968
Lot Size	0.583 acres (25,426 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2025)
Tax Bill	$1,576 (2024)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-18-26-0300-000-09600`

Property Details

APN / Parcel Number

Primary APN	`25-18-26-0300-000-09600`
Alternative APN	`1381584`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,733 sqft Living Area
1st Floor Area	1,733 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	25,426 sqft (0.583 acres)
Lot Width	59 ft Width
Garage Type	Finished
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	450 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1381584
Street Address	37201 OAK LN
City	UMATILLA
State	FL
Zip	32784-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE LAKES SUB SECOND ADD PB 14 PG 24 LOT 96 1/49 INT IN LOT 70-A ORB 6479 PG 747
Legal Range	26E
Legal Township	18S
Legal Section	25
Legal Subdivision	LAKES
Legal Tract	300
Legal Lot Number	1,70,96
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3100
Census Tract	30110

Owner

37201 Oak Ln is owned and occupied by an individual who bought it in February 2025.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	37201 OAK LN, UMATILLA, FL 32784-7525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Prior Sale	May 17, 1999
Deed Document Number	2025021215
Deed Book / Page	6479 / 747
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	37201 OAK LN, UMATILLA, FL 32784-7525
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37201 OAK LN, UMATILLA, FL 32784-7525

Mortgage

Document Number	0066271586
Date	Nov 6, 2025
Book Page	6627/1586
Instrument	2025137098

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,766 Land $74,000 Building $200,766	$274,766 Land $74,000 Building $200,766
2024	$1,576.00 (+17.52%)
2023	$1,341.00 (+10.28%) Homeowner's exemption Widower's exemption	$100,880 (+2.99%)	$216,684 (-) Land $36,020 Building $180,664
2022	$1,216.00 Homeowner's exemption Widower's exemption	$97,950	$216,684 Land $36,020 Building $180,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37201 Oak Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37201 Oak Ln is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20