37149 Oak Ln, Umatilla, FL 32784 Property Records

Lake County property record for 37149 Oak Ln, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,737 sqft · built 1976
Lot Size	0.562 acres (24,490 sqft)
Owner	2 Owner Names on File
Last Sale	$146,000 (Nov 2004)
Tax Bill	$760 (2024)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-18-26-0300-000-09700`

Property Details

APN / Parcel Number

Primary APN	`25-18-26-0300-000-09700`
Alternative APN	`1691290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,737 sqft Living Area
1st Floor Area	1,737 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	24,490 sqft (0.562 acres)
Lot Width	62 ft Width
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	346 sqft
Utility Building	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1691290
Street Address	37149 OAK LN
City	UMATILLA
State	FL
Zip	32784-9278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE LAKES SUB SECOND ADD LOT 97 PB 14 PG 24 ORB 2704 PG 1010
Legal Range	26E
Legal Township	18S
Legal Section	25
Legal Subdivision	LAKES
Legal Tract	300
Legal Lot Number	97
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3100
Census Tract	30110

Owner

The current owner of 37149 Oak Ln bought it in November 2004.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	37149 OAK LN, UMATILLA, FL 32784-9278
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2004 · Amount on File
Deed Sale	Nov 24, 2004 · Amount on File
Prior Sale	Nov 9, 1999 · Amount on File
Deed Document Number	2004156729
Deed Book / Page	2704 / 1010
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	37149 OAK LN, UMATILLA, FL 32784-9278
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057221328
Date	Jun 3, 2021
Book Page	5722/1328
Instrument	2021076568

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,880 Land $74,000 Building $42,880	$267,774 Land $74,000 Building $193,774
2024	$760.00 (+33.33%)
2023	$570.00 (+41.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$110,290 (+3%)	$209,638 (-) Land $35,520 Building $174,118
2022	$403.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$107,080	$209,638 Land $35,520 Building $174,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37149 Oak Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37149 Oak Ln is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20