3720 Oak Ln, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3720 Oak Ln, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,719 sqft · built 1965
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Dec 1998)
Tax Bill	$7,665 (2025)
Deeds & Mortgages	Apr 2023 Transfer Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-023-00-023-00`

Property Details

APN / Parcel Number

Primary APN	`42-023-00-023-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,719 sqft Living Area
Gross Area	4,018 sqft
1st Floor Area	800 sqft
Basement Area	615 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Terrain	Low
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed Frame Porch
Porch Area	165 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3720 OAK LN
City	ASHTABULA
State	OH
Zip	44004-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 MEADOWOOD
Legal Subdivision	MEADOWOOD
Legal Lot Number	6
Jurisdiction	ASHTABULA OH
Township / Civil Division	PLYMOUTH
Census Block Group	2
Census Block	2027
Census Tract	702

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3720 OAK LN, ASHTABULA, OH 44004-9316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Intrafamily Transfer, Transfer
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 1998 · Amount on Record
Deed Sale	Dec 4, 1998 · Amount on Record
Last Transfer Date	Apr 11, 2023
Transfer Doc	0000003249
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHTABULA OH
Recording Date	Apr 13, 2023
Property Address	3720 OAK LN, ASHTABULA, OH 44004-9316
Document Number	0000003249
Book / Page	793 / 1785
Map Reference	VOL 11 PG 61
Instrument Date	Apr 11, 2023
Instrument	2023-00003249
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 OAK LN, ASHTABULA, OH 44004-9316

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3720 OAK LN, ASHTABULA, OH 44004-9316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008923
Date	Sep 7, 2017
Book Page	643/2396
Instrument	201700008923

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3720 OAK LN, ASHTABULA, OH 44004-9316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010041
Date	Oct 1, 2020
Book Page	720/688
Instrument	202000010041

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Plymouth Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,665.00 (+71.98%)	$93,530 (-) Land $14,600 Building $78,930	$267,200 (-) Land $41,700 Building $225,500
2023	$4,457.00 (+14.31%) Homeowner's exemption	$93,530 (+34.21%) Land $14,600 Building $78,930	$267,200 (+34.2%) Land $41,700 Building $225,500
2022	$3,899.00 Homeowner's exemption	$69,690 Land $11,240 Building $58,450
2020			$199,100 Land $32,100 Building $167,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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