Ashtabula County property record for 1540 Oak Ln, Ashtabula, OH 44004 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,256 sqft · built 1967 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,922 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-023-00-030-00 |
| Primary APN | 42-023-00-030-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 2,936 sqft |
| 1st Floor Area | 1,596 sqft |
| Basement Area | 84 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Stoop |
| Porch Area | 20 sqft |
| Deck Area | 192 sqft |
| Patio Area | 448 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1540 OAK LN |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-9315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 MEADOWOOD |
| Legal Subdivision | MEADOWOOD |
| Legal Lot Number | 13 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | PLYMOUTH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 702 |
Source: Ashtabula County records · APN 42-023-00-030-00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1540 OAK LN, ASHTABULA, OH 44004-9315 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 23, 2024 |
| Transfer Doc | 0000010997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | May 27, 2026 |
| Property Address | 1540 OAK LN, ASHTABULA, OH 44004-9315 |
| Document Number | 0000004688 |
| Book / Page | 871 / 992 |
| Instrument Date | May 18, 2026 |
| Instrument | 20264688 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 1540 OAK LN, ASHTABULA, OH 44004-9315 |
| Document Number | 0000004688, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 871/992 |
| Instrument | 20264688 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Plymouth Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,922.00 (+135.12%) | $84,460 (-) Land $14,460 Building $70,000 | $241,300 (-) Land $41,300 Building $200,000 |
| 2023 | $2,944.00 (-20.9%) Homeowner's exemption | $84,460 (+34.06%) Land $14,460 Building $70,000 | $241,300 (+34.06%) Land $41,300 Building $200,000 |
| 2022 | $3,722.00 Homeowner's exemption | $63,000 Land $11,130 Building $51,870 | |
| 2020 | $180,000 Land $31,800 Building $148,200 |
Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390070007022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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