3720 E Harbor Rd, Langley, WA 98260 Property Records

Island County property record for 3720 E Harbor Rd, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	1 ba · 400 sqft · built 1980
Lot Size	7.73 acres (337,154 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,692 (2023)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8090-06-00022-0`

Property Details

APN / Parcel Number

Primary APN	`S8090-06-00022-0`
Alternative APN	`376293`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	400 sqft Living Area
Gross Area	680 sqft
1st Floor Area	400 sqft
Attic Area	140 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	337,154 sqft (7.73 acres)
Porch	Open Porch
Porch Area	160 sqft

Location & Zoning

Account Number	376293
Street Address	3720 E HARBOR RD
City	LANGLEY
State	WA
Zip	98260-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	SARATOGA BCH 6 LOT 22 TGW PT LOT B BLA 1790 AF#90003832 (AKA PT GL2 SEC 23-30-2E LY N OF NLN SCHOLEN TR AF#62555 V60D195 EX S
Legal Subdivision	SARATOGA BCH 6
Legal Lot Number	B,22,51
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2003
Census Tract	971900

Owner

Source: Island County records · APN S8090-06-00022-0

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3720 E HARBOR RD, LANGLEY, WA 98260-9663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3720 E HARBOR RD, LANGLEY, WA 98260-9663
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004522570
Date	Jun 24, 2021
Instrument	4522570

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Island County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$417,912 (+7.24%) Land $310,000 Building $107,912	$417,912 (+7.24%) Land $310,000 Building $107,912
2023	$2,692.00	$389,708 (-1.38%) Land $280,000 Building $109,708	$389,708 (-1.38%) Land $280,000 Building $109,708
2022		$395,155 Land $290,000 Building $105,155	$395,155 Land $290,000 Building $105,155

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 24 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SARATOGA BEACH OWNERS ASSN private · serves 425 people
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.