3625 E Harbor Rd, Langley, WA 98260 Property Records

Island County property record for 3625 E Harbor Rd, Langley, WA 98260 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 715 sqft · built 1969
Owner	Individual Name on File
Tax Bill	$2,355 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8090-03-00265-0`

Property Details

APN / Parcel Number

Primary APN	`S8090-03-00265-0`
Alternative APN	`374810`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	715 sqft Living Area
1st Floor Area	715 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Garage Type	Detached
Garage Area	180 sqft
Porch	Open Porch
Porch Area	718 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Account Number	374810
Street Address	3625 E HARBOR RD
City	LANGLEY
State	WA
Zip	98260-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA BCH 3 LOT 265
Legal Subdivision	SARATOGA BCH 3
Legal Lot Number	265
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2018
Census Tract	971900

Owner

Source: Island County records · APN S8090-03-00265-0

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3625 E HARBOR RD, LANGLEY, WA 98260-9666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GESA CU
Jan 31, 2017	Deed of Trust, Mortgage · Conventional with PMI INSPIRUS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2014
Deed Sale	Jun 02, 2014
Prior Sale	Jun 02, 2014
Deed Document Number	0004360228
Last Transfer Date	Jul 29, 2020
Transfer Doc	0004492463
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3625 E HARBOR RD, LANGLEY, WA 98260-9666
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004516031
Date	Apr 09, 2021
Instrument	4516031

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Jul 29, 2020
Property Address	3625 E HARBOR RD, LANGLEY, WA 98260-9666
Document Number	0004492463
Map Reference	VOL 7 PG 67&68
Instrument Date	Jul 07, 2020
Instrument	4492463
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 E HARBOR RD, LANGLEY, WA 98260-9666

Mortgage

Document Number	0004492464
Date	Jul 29, 2020
Instrument	4492464

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3625 E HARBOR RD, LANGLEY, WA 98260-9666
Document Number	0004416811
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Feb 16, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3625 E HARBOR RD LANGLEY WA 982609666, LANGLEY, WA 98260-9666

Mortgage

Document Number	0004416811
Date	Feb 10, 2017
Instrument	4416811

Lender

Name	INSPIRUS CU
Address	SEATTLE, WA 98111-0576

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 09, 2032

Tax Assessment & Valuation

Source: Island County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,895 (-9.81%) Land $240,000 Building $147,895	$387,895 (-9.81%) Land $240,000 Building $147,895
2023	$2,355.00	$430,083 (+23.59%) Land $280,000 Building $150,083	$430,083 (+23.59%) Land $280,000 Building $150,083
2022		$347,983 Land $210,000 Building $137,983	$347,983 Land $210,000 Building $137,983

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Island County (53029C), updated June 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530299719002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023, other causes
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Abound Ventures. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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