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372 Gemstone Ln, Ripon, CA 95366 Property Records

San Joaquin County property record for 372 Gemstone Ln, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,549 sqft Living Area
Lot Size8,817 sqft (0.202 acres)
OccupancyOwner Occupied
Last Sale$538,500 (2017)
Tax Bill$5,765.00 (2025)

Property Details

APN / Parcel Number

Primary APN245-350-500-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,549 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2016
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area8,817 sqft (0.202 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage
Garage Area710 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address372 GEMSTONE LN
CityRIPON
StateCA
Zip95366-9804
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description16-FM POR OF 245-350-13 PER CORNERSTONE II RIPON P
Legal Subdivision3819 CORNERSTONE H RIPON PH 2
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup4
Census Block4041
Census Tract5003

Owner

Source: San Joaquin County records · APN 245-350-500-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address372 GEMSTONE LN, RIPON, CA 95366-9804
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 14, 2017Deed of Trust, Mortgage
UNITED WHOLESALE MTG
Jul 21, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2017 · Amount on Record
Deed SaleJul 21, 2017 · Amount on Record
Prior SaleMar 25, 2016 · Amount on Record
Deed Doc Number2017-082699
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address372 GEMSTONE LN, RIPON, CA 95366-9804
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address372 GEMSTONE LN, RIPON, CA 95366-9804

Mortgage

Document Number0000106587
DateAug 24, 2020
Instrument2020-106587
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address372 GEMSTONE LN, RIPON, CA 95366-9804
Document Number0000082700
Instrument DateJul 14, 2017
Transaction TypeMortgage
Record UpdatedMay 07, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1263 N ACACIA AVE RIPON CA 953669597, RIPON, CA 95366-9597

Mortgage

Document Number0000082700
DateJul 21, 2017
Instrument82700
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48082
Agreement
AmountAmount Recorded
Term360 Months
DueJul 20, 2047

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 21, 2017
Property Address372 GEMSTONE LN, RIPON, CA 95366-9804
Document Number0000082699
Map ReferenceMAP42 PG42
Instrument DateJul 05, 2017
Instrument2017-082699
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address372 GEMSTONE LN, RIPON, CA 95366-9804
InvestorPossibly a Property Investor

Mortgage

Document Number0000082700
DateJul 21, 2017
Instrument2017-082700
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,765.00 (+3.86%) Homeowner's exemption$536,820 (+4.04%) Land $189,366 Building $347,454
2023$5,551.00 (+1.63%) Homeowner's exemption$515,976 Land $182,013 Building $333,963
2022$5,462.00

Flood & Wildfire

372 Gemstone Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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