372 E Union St, Mount Gilead, OH 43338 Property Records

Morrow County property record for 372 E Union St, Mount Gilead, OH 43338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 2006
Lot Size	2.34 acres (102,105 sqft)
Owner	Individual Name on Record
Last Sale	$9,200 (Jun 2006)
Tax Bill	$7,048 (2025)
Deeds & Mortgages	Mar 2021 Refinance Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`G20-035-00-561-02`

Property Details

APN / Parcel Number

Primary APN	`G20-035-00-561-02`
Alternative APN	`G20-035-00-561-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
Gross Area	4,099 sqft
1st Floor Area	3,098 sqft
Basement Area	1,308 sqft
Finished Basement	720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	102,105 sqft (2.34 acres)
Garage Area	497 sqft

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	372 E UNION ST
City	MOUNT GILEAD
State	OH
Zip	43338-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NPT SW1/4 ANNEXED 2006 RTS:211436
Jurisdiction	MORROW OH
Township / Civil Division	GILEAD
Census Block Group	1
Census Block	1019
Census Tract	965201

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 44, MOUNT GILEAD, OH 43338-0044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Nov 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2006 · Amount on Record
Deed Sale	Jun 9, 2006 · Amount on Record
Prior Sale	Jun 9, 2006 · Amount on Record
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	372 E UNION ST, MOUNT GILEAD, OH 43338-1358
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1005/876
Date	Mar 1, 2021
Book Page	1005/876
Instrument	398246

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	372 E UNION ST, MOUNT GILEAD, OH 43338-1358
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	960/888
Date	Nov 8, 2019
Book Page	960/888
Instrument	389731

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Gilead Township
Municipality	Mount Gilead Village
Unified School District	Mount Gilead Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$299,200 (+7,38%) Land $43,900 Building $255,300
2025	$7,048.00 (+11,087.3%)	$104,730 (+7,380.71%) Land $15,370 Building $89,360
2023	$63.00 (-98.31%)	$1,400 (-98.2%) Land $1,400	$4,000 (-98.2%) Land $4,000
2022	$3,719.00	$77,840 Land $11,060 Building $66,780
2020			$222,400 Land $31,600 Building $190,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT GILEAD VILLAGE PWS serves 3,503 people · EPA ID OH5900712
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bresco Broadband, Brightspeed, Mercury Fiber.

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