286 E Union St, Mount Gilead, OH 43338 Property Records

Morrow County property record for 286 E Union St, Mount Gilead, OH 43338

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,304 sqft · built 1900
Lot Size	0.395 acres (17,206 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Jan 2011)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Aug 2022 Refinance Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G20-018-A0-013-00`

Property Details

APN / Parcel Number

Primary APN	`G20-018-A0-013-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	2,608 sqft
Basement Area	1,701 sqft
Unfinished Basement	567 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	17,206 sqft (0.395 acres)
Lot Dimensions	205 ft deep x 84 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	286 E UNION ST
City	MOUNT GILEAD
State	OH
Zip	43338-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 530 RTS:0
Legal Lot Number	530
Jurisdiction	MORROW OH
Township / Civil Division	GILEAD
Census Block Group	1
Census Block	1019
Census Tract	965201

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 E UNION ST, MOUNT GILEAD, OH 43338-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Oct 25, 2018	Deed of Trust, Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2011 · Amount on Record
Deed Sale	Jan 26, 2011 · Amount on Record
Prior Sale	Nov 7, 2006
Deed Document Number	2011340610
Deed Book / Page	735 / 815
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	286 E UNION ST, MOUNT GILEAD, OH 43338-1332
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01059/1009
Date	Aug 18, 2022
Book Page	1059/1009
Instrument	408507

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2062

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	286 E UNION ST, MOUNT GILEAD, OH 43338-1332
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000933/0000000864
Date	Oct 25, 2018
Book Page	0000000933/0000000864
Instrument	000000384211

Lender

Name	PNC BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Gilead Township
Municipality	Mount Gilead Village
Unified School District	Mount Gilead Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$109,200 (-) Land $30,700 Building $78,500
2025	$2,572.00 (+47.22%) Homeowner's exemption	$38,230 (-) Land $10,750 Building $27,480
2023	$1,747.00 (+22.51%)	$38,230 (+37.57%) Land $10,750 Building $27,480	$109,200 (+37.53%) Land $30,700 Building $78,500
2022	$1,426.00	$27,790 Land $9,310 Building $18,480
2020			$79,400 Land $26,600 Building $52,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT GILEAD VILLAGE PWS serves 3,503 people · EPA ID OH5900712
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bresco Broadband, Mercury Fiber.

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