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372 E Cove Rd, Monterey, TN 38574 Property Records

Cumberland County property record for 372 E Cove Rd, Monterey, TN 38574

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,572 sqft · built 2003
Lot Size2.8 acres (121,968 sqft)
Owner2 Individual Names on File
Last Sale$17,300 (Jan 1997)
Tax Bill$700 (2025)
Deeds & MortgagesFeb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN035-157.00

Property Details

APN / Parcel Number

Primary APN035-157.00
Alternative APNs
  • 0203503515700
  • 018035 15700

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,572 sqft Living Area
Gross Area3,144 sqft
1st Floor Area1,572 sqft
Basement Area1,572 sqft
FlooringSoftwood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2012
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area121,968 sqft (2.8 acres)
TerrainRolling
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area336 sqft
Patio Area216 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address372 E COVE RD
CityMONTEREY
StateTN
Zip38574-7006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUMB COVE UNIT III PB 8 PG 228 BLK 21 LOT 23 FAMILY REVOCABLE TRUST
Legal SubdivisionCUMB COVE UNIT III
Legal Block21
Legal Lot Number23
JurisdictionCUMBERLAND TN
Township / Civil Division7
Census Block Group3
Census Block3013
Census Tract970302

Owner

372 E Cove Rd is owned and occupied by two individuals who bought it in January 1997.

Source: Cumberland County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address372 E COVE RD, MONTEREY, TN 38574-7006
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 1997 · Amount on File
Deed SaleJan 19, 1997 · Amount on File
Deed Book / Page528 / 690
Record UpdatedJun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND TN
Recording DateFeb 21, 2020
Property Address372 E COVE RD, MONTEREY, TN 38574-7006
Document Number0000001889
Book / Page001570 / 000524
Instrument DateJan 31, 2020
Instrument1889
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address372 E COVE RD MONTEREY TN 385747006, MONTEREY, TN 38574-7006

Tax Assessment & Valuation

The 2025 property tax bill for 372 E Cove Rd was $700.

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyCumberland County
Unified School DistrictCumberland County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$700.00$61,675 Land $6,875 Building $54,800$246,700 Land $27,500 Building $219,200
2024$700.00
2023$61,675 (-) Land $6,875 Building $54,800
2022$61,675 Land $6,875 Building $54,800$246,700 (-) Land $27,500 Building $219,200
2021$246,700 Land $27,500 Building $219,200
2018$652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 372 E Cove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 372 E Cove Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 70% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEREY WATER DEPT
serves 4,880 people · EPA ID TN0000471
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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