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331 E Cove Rd, Monterey, TN 38574 Property Records

Cumberland County property record for 331 E Cove Rd, Monterey, TN 38574

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,728 sqft · built 2002
Lot Size1.9 acres (82,764 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Jun 2026)
Tax Bill$667 (2025)
Deeds & MortgagesJun 2026 Sale
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN035-197.00

Property Details

APN / Parcel Number

Primary APN035-197.00
Alternative APNs
  • 0203503519700
  • 018035 19700

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area1,080 sqft
Upper Floors Area648 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2012
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area82,764 sqft (1.9 acres)
TerrainRolling
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area648 sqft
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address331 E COVE RD
CityMONTEREY
StateTN
Zip38574-7010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUMB COVE III PB 8 PG 233 BLK 20 LOT 53
Legal SubdivisionCUMB COVE III
Legal Block20
Legal Lot Number53
JurisdictionCUMBERLAND TN
Township / Civil Division7
Census Block Group3
Census Block3015
Census Tract970302

Owner

331 E Cove Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Cumberland County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address331 E COVE RD, MONTEREY, TN 38574-7010
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Warranty Deed, Transfer
PARAMOUNT TITLE SERVICES LLC, PARAMOUNT TITLE SERVICES
Aug 31, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2026 · Amount on File
Deed SaleJun 15, 2026 · Amount on File
Prior SaleDec 2, 2003 · Amount on File
Deed Document Number20268226
Deed Book / Page1751 / 2025
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND TN
Recording DateJun 15, 2026
Property Address331 E COVE RD, MONTEREY, TN 38574-7010
Document Number0000008226
Book / Page1751 / 2025
Instrument DateJun 12, 2026
Instrument20268226
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyPARAMOUNT TITLE SERVICES LLC, PARAMOUNT TITLE SERVICES

Transaction

AmountAmount on Record
Tax$142,006.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 E COVE RD, MONTEREY, TN 38574-7010
InvestorPossibly a Property Investor

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND TN
Recording DateAug 31, 2018
Property Address331 E COVE RD, MONTEREY, TN 38574-7010
Document Number0000010507
Book / Page001533 / 002183
Instrument DateAug 28, 2018
Instrument10507
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$629.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address331 E COVE RD MONTEREY TN 385747010, MONTEREY, TN 38574-7010

Tax Assessment & Valuation

The 2025 property tax bill for 331 E Cove Rd was $667.

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyCumberland County
Unified School DistrictCumberland County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$667.00$58,725 Land $6,500 Building $52,225$234,900 Land $26,000 Building $208,900
2023$58,725 (+8.9%) Land $6,500 Building $52,225
2022$612.00$53,925 Land $6,500 Building $47,425$234,900 (+8.9%) Land $26,000 Building $208,900
2021$215,700 Land $26,000 Building $189,700
2018$557.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 E Cove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 E Cove Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 72% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEREY WATER DEPT
serves 4,880 people · EPA ID TN0000471
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Fiber		1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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