372 Cumberland Trl, Conroe, TX 77302 Property Records

Montgomery County property record for 372 Cumberland Trl, Conroe, TX 77302

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,617 sqft · built 1975
Lot Size	0.266 acres (11,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,700 (May 2021)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Nov 2024 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8320-08-24000`

Property Details

APN / Parcel Number

Primary APN	`8320-08-24000`
Alternative APN	`R147078`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,617 sqft Living Area
1st Floor Area	1,399 sqft
2nd Floor Area	1,218 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,593 sqft (0.266 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	460 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	372 CUMBERLAND TRL
City	CONROE
State	TX
Zip	77302-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	RIVER PLANTATION 08, LOT 240
Legal Subdivision	RIVER PLANTATION 08
Legal Lot Number	240
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3014
Census Tract	693202

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	372 CUMBERLAND TRL, CONROE, TX 77302-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2024	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
May 25, 2021	Vendor's Lien, Transfer · FHA Mortgage HOMETRUST MORTGAGE CO
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Jun 3, 2015 · Amount on Record
Deed Document Number	202170886
Prior Transfer Date	May 6, 2003
Prior Transfer Doc	0000053866
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	372 CUMBERLAND TRL, CONROE, TX 77302-2902
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 CUMBERLAND TRL, CONROE, TX 77302-2902

Mortgage

Document Number	0000116626
Date	Nov 20, 2024
Instrument	2024116626

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Aug 15, 2025

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	May 25, 2021
Property Address	372 CUMBERLAND TRL, CONROE, TX 77302-2902
Document Number	0000070886
Map Reference	CAB A SH 19A
Instrument Date	May 20, 2021
Instrument	2021070886
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 CUMBERLAND TRL, CONROE, TX 77302-2902

Mortgage

Document Number	0000070887
Date	May 25, 2021
Instrument	2021070887

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	372 CUMBERLAND TRL, CONROE, TX 77302-2902
Document Number	0000067529
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 CUMBERLAND TRL CONROE TX 773022902, CONROE, TX 77302-2902

Mortgage

Document Number	0000067529
Date	Jul 30, 2019
Instrument	67529

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 29, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (-) Land $12,752 Building $252,248	$265,000 (-) Land $12,752 Building $252,248
2025	$3,786.00 (-14.54%) Homeowner's exemption	$265,000 (-3.64%) Land $12,752 Building $252,248	$265,000 (-3.64%) Land $12,752 Building $252,248
2024	$4,430.00 (-1.58%) Homeowner's exemption	$275,000 (-2.69%) Land $12,752 Building $262,248	$275,000 (-11.3%) Land $12,752 Building $262,248
2023	$4,501.00 Homeowner's exemption	$282,600 Land $12,750 Building $297,280	$310,030 Land $12,750 Building $297,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 161 policies
Nearby Flood Policies	161 in force
Nearby Flood Claims	94 (2016–2025)
Claims Outside the SFHA	12 of 94
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 28 claims Hurricane Harvey, Sep 2017 · 48 claims Severe Storms And Flooding, Jun 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PLANTATION UTILITY DISTRICT serves 1,881 people · EPA ID TX1700283
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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