Montgomery County property record for 368 Cumberland Trl, Conroe, TX 77302
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,559 sqft · built 1976 |
| Lot Size | 0.238 acres (10,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,200 (Oct 2011) |
| Tax Bill | $3,951 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8320-08-24200 |
| Primary APN | 8320-08-24200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,559 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| 2nd Floor Area | 884 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,344 sqft (0.238 acres) |
| View / Lot | Primary |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 50 sqft |
| Canopy | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 368 CUMBERLAND TRL |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77302-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RIVER PLANTATION 08, LOT 242 |
| Legal Subdivision | RIVER PLANTATION 08 |
| Legal Lot Number | 242 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 693202 |
368 Cumberland Trl is owned and occupied by an individual who bought it in October 2011.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 368 CUMBERLAND TRL, CONROE, TX 77302-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 6, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2011 · Amount on File |
| Deed Sale | Oct 4, 2011 · Amount on File |
| Deed Document Number | 201188051 |
| Prior Transfer Date | Dec 19, 1994 |
| Prior Transfer Doc | 0000070950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 368 CUMBERLAND TRL, CONROE, TX 77302-2902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 368 CUMBERLAND TRL, CONROE, TX 77302-2902 |
| Document Number | 0000064037 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022064037 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 368 CUMBERLAND TRL, CONROE, TX 77302-2902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000055242 |
|---|---|
| Date | Jun 6, 2024 |
| Instrument | 2024055242 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 29, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 368 Cumberland Trl was $3,951 with a homeowner's exemption, down 3.8% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,246 (+0.26%) Land $11,378 Building $262,868 | $274,246 (+0.26%) Land $11,378 Building $262,868 | |
| 2025 | $3,951.00 (-3.85%) Homeowner's exemption | $273,534 (+5.78%) Land $11,378 Building $262,156 | $273,534 (-3.07%) Land $11,378 Building $262,156 |
| 2024 | $4,109.00 (+10.84%) Homeowner's exemption | $258,577 (+1%) Land $11,378 Building $270,813 | $282,191 (-0.9%) Land $11,378 Building $270,813 |
| 2023 | $3,707.00 Homeowner's exemption | $235,070 Land $11,380 Building $273,360 | $284,740 Land $11,380 Building $273,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 368 Cumberland Trl in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 161 policies |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 94 (2016–2025) |
| Claims Outside the SFHA | 12 of 94 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 368 Cumberland Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PLANTATION UTILITY DISTRICT serves 1,881 people · EPA ID TX1700283 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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