372 Alto Ln, Waco, TX 76705 Property Records

McLennan County property record for 372 Alto Ln, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	1,216 sqft · built 1998
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$307 (2025)
Deeds & Mortgages	Apr 2018 Sale Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-040700-002203-0`

Property Details

APN / Parcel Number

Primary APN	`24-040700-002203-0`
Alternative APN	`340246`

Interior

Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	372 ALTO LN
City	WACO
State	TX
Zip	76705-5969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HARDWICK PHILLIP TRACT 7 ACRES 1.0, LAND ACCT, MH ONLY PID: 402107
Legal Subdivision	HARDWICK PHILLIP
Legal Tract	7
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WEST
Census Block Group	2
Census Block	2029
Census Tract	4202

Owner

372 Alto Ln is owned and occupied by two individuals who acquired it in September 2022.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	372 ALTO LN, WACO, TX 76705-5969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 12, 2018	Deed of Trust, Mortgage BILLY J (ES)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022
Deed Sale	Sep 7, 2022
Prior Sale	Apr 24, 2018
Deed Document Number	202236344
Prior Transfer Date	May 25, 2013
Prior Transfer Doc	0000002095
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 24, 2018
Property Address	372 ALTO LN, WACO, TX 76705-5969
Document Number	0000013059
Instrument Date	Apr 17, 2018
Instrument	13059
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 ALTO LN WACO TX 767055972, WACO, TX 76705-5972

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	372 ALTO LN, WACO, TX 76705-5969
Document Number	0000013953
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 ALTO LN WACO TX 767055972, WACO, TX 76705-5972

Mortgage

Document Number	0000013953
Date	May 1, 2018
Instrument	13953

Lender

Name	BILLY J (ES)
Address	703 E STANDIFER ST, HAMILTON, TX 76531-2330

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 372 Alto Ln was $307, up 5.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gholson City
County	McLennan County
Unified School District	Gholson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,422 (+13.24%) Land $26,000 Building $2,422	$28,422 (+13.24%) Land $26,000 Building $2,422
2025	$307.00 (+5.5%)	$25,100 Land $22,010 Building $3,090	$25,100 Land $22,010 Building $3,090
2024	$291.00
2023		$24,450 Land $22,010 Building $2,440	$24,450 Land $22,010 Building $2,440
2022	$287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 372 Alto Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 372 Alto Ln is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 62% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GHOLSON WSC serves 3,903 people · EPA ID TX1550028
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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