160 Alto Ln, Waco, TX 76705 Property Records

McLennan County property record for 160 Alto Ln, Waco, TX 76705

Property Summary

Property Type	Mobile Home
Details	1,456 sqft · built 2024
Lot Size	0.614 acres (26,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,661 (Oct 2023)
Tax Bill	$3,889 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-040700-002213-0`

Property Details

APN / Parcel Number

Primary APN	`24-040700-002213-0`
Alternative APN	`370094`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Roof Material	Composition Shingle
Lot Area	26,746 sqft (0.614 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	160 ALTO LN
City	WACO
State	TX
Zip	76705-6047
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HARDWICK PHILLIP ACRES .614
Legal Subdivision	HARDWICK PHILLIP
Jurisdiction	MCLENNAN TX
Township / Civil Division	WEST
Census Block Group	2
Census Block	2029
Census Tract	4202

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 ALTO LN, WACO, TX 76705-5967
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Gift Deed, Transfer · Stand-Alone First Mortgage 21ST MORTGAGE CORP
Oct 6, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2018	Deed of Trust, Mortgage 21ST MORTGAGE CORP
Apr 3, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Jun 7, 2022
Deed Document Number	202331519
Prior Transfer Date	Mar 26, 2016
Prior Transfer Doc	0000022920
Record Updated	Oct 29, 2026

February 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 12, 2024
Property Address	160 ALTO LN, WACO, TX 76705-6047
Document Number	0000004154
Map Reference	DOC 2022022920
Instrument Date	Feb 6, 2024
Instrument	2024004154
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 ALTO LN, WACO, TX 76705-6047

Mortgage

Document Number	0000004157
Date	Feb 12, 2024
Instrument	2024004157

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2049

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 6, 2023
Property Address	200 ALTO LN, WACO, TX 76705-5967
Document Number	0000031519
Map Reference	DOC 2022022920
Instrument Date	Oct 4, 2023
Instrument	2023031519
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 ALTO LN, WACO, TX 76705-5967

Mortgage

Document Number	0000031520
Date	Oct 6, 2023
Instrument	2023031520

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	200 ALTO LN, WACO, TX 76705-5967
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027478
Date	Aug 3, 2018
Instrument	2018027478

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Amount	Amount Recorded
Term	288 Months
Due	Aug 1, 2042

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 3, 2019
Property Address	200 ALTO LN, WACO, TX 76705-5967
Document Number	0000010968
Instrument Date	Apr 3, 2019
Instrument	10968
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	200 ALTO LN WACO TX 767055967, WACO, TX 76705-5967

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gholson City
County	McLennan County
Unified School District	Gholson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,392 (-41.04%) Land $22,600 Building $164,792	$187,392 (-41.04%) Land $22,600 Building $164,792
2025	$3,889.00 (+1,636.16%)	$317,830 (+75.75%) Land $19,330 Building $298,500	$317,830 (+75.75%) Land $19,330 Building $298,500
2024	$224.00 (-72.24%)
2023		$180,840 Land $26,140 Building $154,700	$180,840 Land $26,140 Building $154,700
2022	$807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 61% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GHOLSON WSC serves 3,903 people · EPA ID TX1550028
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Astound Broadband.

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