3719 Spence Ct, Jacksonville, FL 32207 Property Records

Duval County property record for 3719 Spence Ct, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,661 sqft · built 1974
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (May 2021)
Tax Bill	$3,529 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154014-0145`

Property Details

APN / Parcel Number

Primary APN	`154014-0145`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	1,661 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	105 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3719 SPENCE CT
City	JACKSONVILLE
State	FL
Zip	32207-5933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	34-99 52-2S-27E .195 SANTA MONICA UNIT 09 PT LOT 21 RECD O/R 19730-906,LOT 22 BLK 2
Legal Range	27E
Legal Township	02S
Legal Section	52
Legal Subdivision	SANTA MONICA UNIT 09
Legal Block	2
Legal Lot Number	21,22
Legal Unit	9
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1009
Census Tract	16102

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3719 SPENCE CT, JACKSONVILLE, FL 32207-5933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Aug 12, 1996 · Amount on Record
Deed Document Number	2021127715
Deed Book / Page	19730 / 906
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 19, 2021
Property Address	3719 SPENCE CT, JACKSONVILLE, FL 32207-5933
Document Number	0197300906
Book / Page	19730 / 906
Map Reference	MB 34 PG 99&99A
Instrument Date	May 12, 2021
Instrument	2021127715
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2328 OLD TRADERS HILL RD, 2328, FOLKSTON, GA 31537-7973

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3719 SPENCE CT, JACKSONVILLE, FL 32207-5933

Mortgage

Document Number	19730908
Date	May 19, 2021
Instrument	19730/908

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,741 (+2.7%)	$244,335 (+2.36%) Land $65,000 Building $179,335
2025	$3,529.00 (+7.72%) Homeowner's exemption	$218,833 (+5.99%)	$238,702 (+7.76%) Land $65,000 Building $173,702
2024	$3,276.00 (+2.95%)
2023	$3,182.00 (+9.31%) Homeowner's exemption	$206,472 (+3%)	$221,521 (+10.51%) Land $60,000 Building $161,521
2022	$2,911.00 Homeowner's exemption	$200,459 Land $60,000 Building $140,459	$200,459 Land $60,000 Building $140,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20