3718 Spence Ct, Jacksonville, FL 32207 Property Records

Duval County property record for 3718 Spence Ct, Jacksonville, FL 32207

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1974
Lot Size0.155 acres (6,742 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Aug 2026)
Tax Bill$2,741 (2025)
Deeds & MortgagesAug 2026 Sale
Aug 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN154014-0130

Property Details

APN / Parcel Number

Primary APN154014-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
Gross Area2,228 sqft
1st Floor Area1,519 sqft
SunroomSunroom
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,742 sqft (0.155 acres)
Lot Dimensions95 ft deep x 63 ft wide
Garage TypeAttached
Garage Area570 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area90 sqft
Patio Area182 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3718 SPENCE CT
CityJACKSONVILLE
StateFL
Zip32207-5933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description34-99 52-2S-27E SANTA MONICA UNIT 09 LOT 19 BLK 2
Legal Range27E
Legal Township02S
Legal Section52
Legal SubdivisionSANTA MONICA UNIT 09
Legal Block2
Legal Lot Number19
Legal Unit9
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1009
Census Tract16102

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3718 SPENCE CT, JACKSONVILLE, FL 32207-5933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Affidavit, Transfer
Aug 20, 2026Affidavit, Transfer
Aug 20, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK
May 16, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2026 · Amount on Record
Deed SaleAug 20, 2026 · Amount on Record
Prior SaleDec 6, 2001 · Amount on Record
Deed Document Number2026194858
Deed Book / Page22024 / 2457
Prior Transfer DateMar 4, 2020
Prior Transfer Doc0202822171
Record UpdatedOct 29, 2026

August 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionDUVAL FL
Recording DateAug 20, 2026
Property Address3718 SPENCE CT, JACKSONVILLE, FL 32207-5933
Document Number0000194855
Book / Page22024 / 2454
Instrument DateAug 13, 2026
Instrument2026194855
Transaction TypeTransfer
Record UpdatedAug 31, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1938 WHITE DOGWOOD LN, FLEMING ISLAND, FL 32003-3366

August 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionDUVAL FL
Recording DateAug 20, 2026
Property Address3718 SPENCE CT, JACKSONVILLE, FL 32207-5933
Document Number0000194857
Book / Page22024 / 2456
Instrument DateAug 13, 2026
Instrument2026194857
Transaction TypeTransfer
Record UpdatedAug 31, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateAug 20, 2026
Property Address3718 SPENCE CT, JACKSONVILLE, FL 32207-5933
Document Number0000194858
Book / Page22024 / 2457
Instrument DateAug 11, 2026
Instrument2026194858
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyWATSON LAND TITLE, WATSON TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$194,425.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3718 SPENCE CT, JACKSONVILLE, FL 32207-5933

Mortgage

Document Number0000194859,
DateAug 20, 2026
Instrument2026194859
Lender
NameFIRST FEDERAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateMay 16, 2022
Property Address3718 SPENCE CT, JACKSONVILLE, FL 32207-5933
Document Number0202822171
Book / Page20282 / 2171
Map ReferenceMB 34 PG 99&99A
Instrument DateMar 4, 2020
Instrument2022132008
Transaction TypeTransfer
Record UpdatedMay 26, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3718 SPENCE CT, 3718, JACKSONVILLE, FL 32207-5933

Transferred To (Grantee/Buyer)

NameVerified Name
Address1938 WHITE DOGWOOD LN, FLEMING ISLAND, FL 32003-3366

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,117 (+2.7%)$266,318 (+6.45%) Land $89,138 Building $177,180
2025$2,741.00 (+9.42%) Homeowner's exemption$174,408 (+5.99%)$250,187 (+7.08%) Land $65,000 Building $185,187
2024$2,505.00 (+3.13%)
2023$2,429.00 (+9.51%) Homeowner's exemption$164,557 (+3%)$233,651 (+10.8%) Land $60,000 Building $173,651
2022$2,218.00 Homeowner's exemption$159,765$210,884 Land $60,000 Building $150,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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