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3718 Bluff Spring Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3718 Bluff Spring Dr, Saint Charles, MO 63303 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1988
Square Footage2,466 sqft Living Area
Lot Size16,988 sqft (0.39 acres)
GarageAttached, 660 sqft
OccupancyOwner Occupied
Last Sale$247,500 (1998)

Property Details

APN / Parcel Number

Primary APNA883002608
Alternative APN
  • 3-0133-6319-00-0316.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,466 sqft Living Area
Gross Area4,366 sqft Gross Area
1st Floor2,466 sqft 1st Floor
Basement Area1,240 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area16,988 sqft (0.39 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area660 sqft Garage
Pool Area576 sqft Pool
Deck AreaDeck Area
Patio Area732 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA883002608
Street Address3718 BLUFF SPRING DR
CitySAINT CHARLES
StateMO
Zip63303-6682
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLUFF MEADOWS #3 LOT 316
Legal SubdivisionBLUFF MEADOWS #3 RESUB LOT 419-421
Legal Lot Number316
JurisdictionST CHARLES MO
Minor Civil DivisionHARVESTER
Census Blockgroup4
Census Block4004
Census Tract311148

Owner

Source: St. Charles County records · APN A883002608

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3718 BLUFF SPRING DR, SAINT CHARLES, MO 63303-6682
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Beneficiary Deed, Transfer
Oct 20, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
PROVIDENT FUNDING ASSOCIATES LP
Feb 24, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 14, 1998 · Amount on Record
Deed SaleSep 14, 1998 · Amount on Record
Deed Doc Number199872550
Deed Book / Page2129 / 618
Last Transfer DateJun 22, 2023
Transfer Doc0000028705
Record RefreshedSep 20, 2026

July 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateJul 19, 2023
Property Address3718 BLUFF SPRING DR, SAINT CHARLES, MO 63303-6682
Document Number0000028705
Map ReferenceMB 27 PG 141
Instrument DateJun 22, 2023
Instrument2023R-028705
Transaction TypeTransfer
Record UpdatedAug 02, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3718 BLUFF SPRING DR, SAINT CHARLES, MO 63303-6682

Transferred To (Grantee/Buyer)

NameVerified Name
Address3718 BLUFF SPRING DR, SAINT CHARLES, MO 63303-6682

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3718 BLUFF SPRING DR, SAINT CHARLES, MO 63303-6682
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068261825
DateOct 20, 2017
Book Page6826/1825
Instrument20171020000661890
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSAN BRUNO, CA 94066
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueNov 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateNov 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3718 BLUFF SPRING DR, SAINT CHARLES, MO 63303-6682
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072351003
DateFeb 24, 2020
Book Page7235/1003
Instrument20200224000109730
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 07, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$83,051 (-)$437,112 (-) Land $90,000 Building $347,112
2025$83,051 (+9.1%)$437,112 (+9.1%) Land $90,000 Building $347,112
2024$4,703.00 (+11.98%)
2023$76,123 (+20.77%)
2022$4,200.00$63,029$400,646 (+20.77%) Land $70,000 Building $330,646
2021$331,733 Land $70,000 Building $261,733

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