St. Charles County property record for 3704 Bluff Spring Dr, Saint Charles, MO 63303 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,278 sqft · built 1988 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,677 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A883000335 |
| Primary APN | A883000335 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,278 sqft Living Area |
| Gross Area | 5,008 sqft |
| 1st Floor Area | 2,278 sqft |
| Basement Area | 2,246 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A883000335 |
|---|---|
| Street Address | 3704 BLUFF SPRING DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUFF MEADOWS #2 LOT 216 |
| Legal Subdivision | BLUFF MEADOWS #2 |
| Legal Lot Number | 216 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
Source: St. Charles County records · APN A883000335
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3704 BLUFF SPRING DR, SAINT CHARLES, MO 63303-6682 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 30, 2021 | Intrafamily Transfer, Transfer |
| Apr 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2021 |
| Transfer Doc | 0000027957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 30, 2021 |
| Property Address | 3704 BLUFF SPRING DR, SAINT CHARLES, MO 63303-6682 |
| Document Number | 2021R027957 |
| Map Reference | MB 26 PG 152 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021R-027957 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3704 BLUFF SPRING DR, SAINT CHARLES, MO 63303-6682 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3704 BLUFF SPRING DR, SAINT CHARLES, MO 63303-6682 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK CRS |
| Name | Verified Name |
|---|
| Document Number | 0067251952 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 6725/1952 |
| Instrument | 20170411000215360 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 01, 2027 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,993 (-) | $410,488 (-) Land $90,000 Building $320,488 | |
| 2025 | $4,677.00 | $77,993 (+2.27%) | $410,488 (+2.27%) Land $90,000 Building $320,488 |
| 2023 | $76,262 | ||
| 2022 | $401,378 Land $70,000 Building $331,378 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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