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3717 E Benedict Rd, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 3717 E Benedict Rd, Fredericksburg, VA 22408

Property Summary

Property TypeSingle Family Home
Lot Size0.412 acres (17,967 sqft)
Owner2 Individual Names on Record
Last Sale$845,398 (Aug 2023)
Tax Bill$5,127 (2026)
Deeds & MortgagesAug 2026 Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN50B-2-34

Property Details

APN / Parcel Number

Primary APN50B-2-34
Alternative APN
  • 050B 2-34

Interior

Basement Area1,800 sqft
Unfinished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area17,967 sqft (0.412 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area180 sqft
Deck Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3717 E BENEDICT RD
CityFREDERICKSBURG
StateVA
Zip22408-0490
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT CROSSING ESTATES LOT 34 SEC 2
Legal SubdivisionSUMMIT CROSSING ESTATES
Legal Lot Number34
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBERKELEY
Census Block Group1
Census Block1011
Census Tract20206

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3717 E BENEDICT RD, FREDERICKSBURG, VA 22408-0490
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · VA Mortgage
NAVY FEDERAL CREDIT UNION
Aug 25, 2023Special Warranty Deed, Transfer · Conventional Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Deed Document Number202311454
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Recording DateAug 26, 2026
Property Address3717 E BENEDICT RD, FREDERICKSBURG, VA 22408-0490
Document Number0000013944
Instrument DateAug 18, 2026
Instrument202613944
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3717 E BENEDICT RD, FREDERICKSBURG, VA 22408-0490

Mortgage

Document Number0000013944,
DateAug 26, 2026
Instrument202613944
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

August 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateAug 25, 2023
Property Address3717 E BENEDICT RD, FREDERICKSBURG, VA 22408-0490
Document Number0230011454
Instrument DateAug 24, 2023
Instrument230011454
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyEASTERN NATIONAL TITLE AGENCY, EASTERN NATL TITLE AGENCY VA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3717 E BENEDICT RD, FREDERICKSBURG, VA 22408-0490

Mortgage

Document Number0230011455
DateAug 25, 2023
Instrument230011455
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,127.00 (+453.67%)$695,400 (+479.5%) Land $160,000 Building $535,400
2025$695,400 (+479.5%) Land $160,000 Building $535,400
2023$926.00$120,000 Land $120,000$120,000 Land $120,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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