Spotsylvania County property record for 3716 E Benedict Rd, Fredericksburg, VA 22408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,363 sqft · built 2023 |
| Lot Size | 0.365 acres (15,879 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $668,772 (Dec 2023) |
| Tax Bill | $4,729 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50B-2-35 |
| Primary APN | 50B-2-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,363 sqft Finished Area |
| Basement Area | 1,846 sqft |
| Unfinished Basement | 462 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 15,879 sqft (0.365 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3716 E BENEDICT RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-0490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT CROSSING ESTATES LOT 35 SEC 2 |
| Legal Subdivision | SUMMIT CROSSING ESTATES |
| Legal Lot Number | 35 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20206 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3716 E BENEDICT RD, FREDERICKSBURG, VA 22408-0490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · VA Mortgage LEND A LOAN LLC |
| Dec 21, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Deed Document Number | 202316869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 3716 E BENEDICT RD, FREDERICKSBURG, VA 22408-0490 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3716 E BENEDICT RD, FREDERICKSBURG, VA 22408-0490 |
| Document Number | 0260002792 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 260002792 |
| Name | LEND A LOAN LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Dec 21, 2023 |
| Property Address | 3716 E BENEDICT RD, FREDERICKSBURG, VA 22408-0490 |
| Document Number | 0230016869 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 230016869 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2024 |
| Title Company | EASTERN NATIONAL TITLE AGENCY, EASTERN NTL TITLE AGNCY VA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3716 E BENEDICT RD, FREDERICKSBURG, VA 22408-0490 |
| Document Number | 0230016870 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 230016870 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Oct 1, 2043 |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,729.00 (-11.57%) | $641,500 (-11.93%) Land $160,000 Building $481,500 | |
| 2025 | $5,348.00 (+477.54%) | $728,400 (+507%) Land $150,000 Building $578,400 | $641,500 (-11.93%) Land $160,000 Building $481,500 |
| 2024 | $728,400 (+507%) Land $150,000 Building $578,400 | ||
| 2023 | $926.00 | $120,000 Land $120,000 | $120,000 Land $120,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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