Cascade County property record for 3716 Upper River Rd, Great Falls, MT 59405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,088 sqft · built 1959 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $296,187 (Jul 2024) |
| Tax Bill | $1,896 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0235339 |
| Primary APN | R0235339 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,088 sqft |
| Finished Basement | 1,088 sqft |
| Family Room | Family Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Porch | Slab |
| Deck Area | 392 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0002175600 |
|---|---|
| Street Address | 3716 UPPER RIVER RD |
| City | GREAT FALLS |
| State | MT |
| Zip | 59405-7200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEARSON ADDITION, S23, T20 N, R03 E, BLOCK 002, LOT 01A, 36-05 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 23 |
| Legal Subdivision | PEARSON |
| Legal Block | 2 |
| Legal Lot Number | 1A |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 2201 |
3716 Upper River Rd is owned and occupied by two individuals who bought it in July 2024.
Source: Cascade County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3716 UPPER RIVER RD, GREAT FALLS, MT 59405-7200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2020 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Oct 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG |
| Feb 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG |
| Apr 30, 2018 | Joint Tenancy Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Prior Sale | Nov 4, 2020 · Amount on File |
| Deed Document Number | 2024458740 |
| Prior Transfer Date | Feb 20, 2013 |
| Prior Transfer Doc | 00R0269233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Nov 4, 2020 |
| Property Address | 3716 UPPER RIVER RD, GREAT FALLS, MT 59405-7200 |
| Document Number | 00R0398187 |
| Instrument Date | Nov 4, 2020 |
| Instrument | R0398187 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3716 UPPER RIVER RD, GREAT FALLS, MT 59405-7200 |
| Document Number | 00R0398188 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | R0398188 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 3716 UPPER RIVER RD, GREAT FALLS, MT 59405-7200 |
| Document Number | 0000379593 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | MIS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3716 UPPER RIVER RD GREAT FALLS MT 594057200, GREAT FALLS, MT 59405-7200 |
| Document Number | 0000379593 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 379593 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 3716 UPPER RIVER RD, GREAT FALLS, MT 59405-7200 |
| Document Number | 0000367513 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3746 UPPER RIVER RD GREAT FALLS MT 59405, GREAT FALLS, MT 59405 |
| Document Number | 0000367513 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 367513 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Apr 30, 2018 |
| Property Address | 3716 UPPER RIVER RD, GREAT FALLS, MT 59405-7200 |
| Document Number | 00R0354445 |
| Instrument Date | Apr 28, 2018 |
| Instrument | R0354445 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3716 UPPER RIVER RD, 3716, GREAT FALLS, MT 59405-7200 |
| Name | Verified Name |
|---|---|
| Address | 3716 UPPER RIVER RD, GREAT FALLS, MT 59405-7200 |
| Document Number | 00R0354446 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | R0354446 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 3716 Upper River Rd was $1,896, down 12.1% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Great Falls City |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,896.00 (-12.06%) | $327,600 (+0.99%) | |
| 2025 | $2,156.00 | $324,400 | $327,600 Land $55,044 Building $272,556 |
| 2023 | $2,712.00 | $267,300 | $267,300 Land $35,690 Building $231,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3716 Upper River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3716 Upper River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 12 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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