Cascade County property record for 3416 Upper River Rd, Great Falls, MT 59405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1963 |
| Lot Size | 4.25 acres (185,130 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,683 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R0234707 |
| Primary APN | R0234707 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 975 sqft |
| Finished Basement | 975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 185,130 sqft (4.25 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 162 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002106000 |
|---|---|
| Street Address | 3416 UPPER RIVER RD |
| City | GREAT FALLS |
| State | MT |
| Zip | 59405-7247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | MCLEAN GARDEN TRACTS, S23, T20 N, R03 E, LOT 017 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 23 |
| Legal Subdivision | MCLEAN GARDEN TRACTS |
| Legal Lot Number | 17 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 2201 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3416 UPPER RIVER RD, GREAT FALLS, MT 59405-7247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE MOUNTAIN BANK |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK CENTER |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 3416 UPPER RIVER RD, GREAT FALLS, MT 59405-7247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MOUNTAIN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000372224 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | R0372224 |
| Name | PRAIRIE MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | GREAT FALLS, MT 59405 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 11, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 3416 UPPER RIVER RD, GREAT FALLS, MT 59405-7247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MOUNTAIN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000387957 |
|---|---|
| Date | May 19, 2020 |
| Instrument | R0387957 |
| Name | AMERICAN BANK CENTER |
|---|---|
| Type | Bank |
| Address | DICKINSON, ND 58601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,683.00 (-21.97%) | $391,200 (-) | |
| 2025 | $2,157.00 (-17.83%) | $391,200 (+26.77%) | $391,200 (+26.77%) Land $93,950 Building $297,250 |
| 2023 | $2,625.00 | $308,600 | $308,600 Land $64,900 Building $243,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOURI MEADOWS COMMUNITY INC state or territorial government · serves 85 people · EPA ID MT0000053 |
|---|---|
| Water Source | Purchased surface water from CITY OF GREAT FALLS |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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