3716 Cypress Rd, Oceanside, CA 92058 Property Records

San Diego County property record for 3716 Cypress Rd, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,463 sqft · built 2005
Lot Size0.295 acres (12,848 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (Sep 2019)
Tax Bill$8,651 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
Feb 2023 Transfer
+ 4 more
Flood ZoneZone A99 (high risk)
APN158-630-03-00

Property Details

APN / Parcel Number

Primary APN158-630-03-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,463 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area12,848 sqft (0.295 acres)
View / LotRiver

Location & Zoning

Street Address3716 CYPRESS RD
CityOCEANSIDE
StateCA
Zip92058-0500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 3 TR 012883
Legal SubdivisionCYPRESS ROAD HOMES
Legal Tract012883
Legal Block1
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18613

Owner

Source: San Diego County records · APN 158-630-03-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSION FCU
Feb 17, 2023Intrafamily Transfer, Transfer
Jan 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Feb 16, 2021Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Dec 31, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Sep 06, 2019Grant Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2019 · Amount on Record
Deed SaleSep 06, 2019 · Amount on Record
Prior SaleJul 29, 2005 · Amount on Record
Deed Document Number2019384561
Last Transfer DateFeb 11, 2023
Transfer Doc0000041902
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500
Transaction TypeMortgage
Record UpdatedMar 27, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500

Mortgage

Document Number0000066718
DateMar 16, 2023
Instrument2023-0066718
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2038

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 17, 2023
Property Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500
Document Number0000041902
Map ReferenceMAP 12883
Instrument DateFeb 11, 2023
Instrument2023-0041902
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500

Mortgage

Document Number0000029890
DateJan 20, 2022
Instrument2022-0029890
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500

Mortgage

Document Number0000119530
DateFeb 16, 2021
Instrument2021-0119530
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000615086
DateDec 31, 2019
Instrument2019-0615086
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 31, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 06, 2019
Property Address3716 CYPRESS RD, OCEANSIDE, CA 92058-0500
Document Number0000384561
Instrument DateAug 16, 2019
Instrument384561
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$671.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3716 CYPRESS RD OCEANSIDE CA 920580500, OCEANSIDE, CA 92058-0500

Mortgage

Document Number384562
DateSep 06, 2019
Instrument384562
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 05, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$792,103 (+2%) Land $367,004 Building $425,099
2025$8,651.00 (+12.63%) Homeowner's exemption$776,572 (+11.35%) Land $359,808 Building $416,764
2023$7,681.00 (+1.56%) Homeowner's exemption$697,399 Land $345,837 Building $351,562
2022$7,563.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone A99
high risk · federal flood protection under construction
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims3 (1980–2009)
Most Recent ClaimJul 2009

Wildfire

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Generate-Ubiquity Holdings, T-Mobile USA, Verizon.

Based on FCC filings for 645 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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