San Diego County property record for 3688 Cypress Rd, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,463 sqft · built 2005 |
| Lot Size | 0.285 acres (12,419 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $671,500 (Aug 2005) |
| Tax Bill | $10,225 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone A99 (high risk) |
| APN | 158-630-10-00 |
| Primary APN | 158-630-10-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,463 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 12,419 sqft (0.285 acres) |
| View / Lot | River |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3688 CYPRESS RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 TR 012883 |
| Legal Subdivision | CYPRESS ROAD HOMES |
| Legal Tract | 012883 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18613 |
Source: San Diego County records · APN 158-630-10-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3688 CYPRESS RD, OCEANSIDE, CA 92058-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2005 · Amount on Record |
| Deed Sale | Aug 17, 2005 · Amount on Record |
| Prior Sale | May 06, 1994 · Amount on Record |
| Deed Document Number | 2005706785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3688 CYPRESS RD, OCEANSIDE, CA 92058-1627 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000535720 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019-0535720 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3688 CYPRESS RD, OCEANSIDE, CA 92058-1627 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000422251 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020-0422251 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $935,703 (+2%) Land $515,704 Building $419,999 | |
| 2025 | $10,225.00 (+5.22%) Homeowner's exemption | $917,357 (+4.04%) Land $505,593 Building $411,764 |
| 2023 | $9,718.00 (+7.06%) Homeowner's exemption | $881,737 Land $485,961 Building $395,776 |
| 2022 | $9,077.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A99 federal flood protection under construction |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 52 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 3 (1980–2009) |
| Most Recent Claim | Jul 2009 |
| Wildfire Risk | Moderate above 49% of the US · above 29% of California |
|---|---|
| Wildfire Likelihood | About 1 in 847 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 645 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, T-Mobile USA, AT&T, Generate-Ubiquity Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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