3716 76th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3716 76th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2017
Lot Size	0.151 acres (6,601 sqft)
Owner	2 Individual Names on File
Last Sale	$258,650 (May 2017)
Tax Bill	$3,396 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6698.0300-9`

Property Details

APN / Parcel Number

Primary APN	`6698.0300-9`
Alternative APN	`331829669803009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,601 sqft (0.151 acres)
Terrain	Low
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	359 sqft
Porch	Open Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	331829669803009
Street Address	3716 76TH ST E
City	PALMETTO
State	FL
Zip	34221-3574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 50 HERON CREEK PHASE I PI#6698.0300/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE I
Legal Phase	1
Legal Tract	669800
Legal Lot Number	50
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1012
Census Tract	1915

Owner

3716 76th St E is owned and occupied by two individuals who bought it in May 2017.

Source: Manatee County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3716 76TH ST E, PALMETTO, FL 34221-3574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 14, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
May 5, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2017 · Amount on File
Deed Sale	May 5, 2017 · Amount on File
Prior Sale	Oct 10, 2016 · Amount on File
Deed Document Number	201741042862
Deed Book / Page	002672 / 007445
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3716 76TH ST E, PALMETTO, FL 34221-3574
Document Number	0041032048
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	EASTERN CLOSING SERVICES LLC, EASTERN CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3716 76TH ST E PALMETTO FL 342213574, PALMETTO, FL 34221-3574

Mortgage

Document Number	0041032048
Date	Mar 25, 2020
Instrument	41032048

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	3716 76TH ST E, PALMETTO, FL 34221-3574
Document Number	0026714249
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

Mortgage

Document Number	0026714249
Date	Apr 28, 2017
Book Page	002671/004249
Instrument	41039989

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	May 5, 2017
Property Address	3716 76TH ST E, PALMETTO, FL 34221-3574
Document Number	0026727445
Book / Page	002672 / 007445
Instrument Date	Mar 31, 2017
Instrument	41042862
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 16, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,810.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3716 76TH ST E PALMETTO FL 342213574, PALMETTO, FL 34221-3574

Mortgage

Document Number	26727447
Date	May 5, 2017
Book Page	002672/007447
Instrument	41042863

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,772	$434,023 Land $45,900 Building $388,123
2024	$3,396.00 (+1.43%)
2023	$3,348.00 (+2.86%) Homeowner's exemption	$265,855 (+3%)	$422,757 (+16.72%) Land $45,900 Building $376,857
2022	$3,255.00 Homeowner's exemption	$258,112	$362,213 Land $45,000 Building $317,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3716 76th St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3716 76th St E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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