3708 76th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3708 76th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 2017
Lot Size	0.184 acres (8,037 sqft)
Owner	Individual Name on Record
Last Sale	$244,195 (May 2017)
Tax Bill	$2,680 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6698.0310-9`

Property Details

APN / Parcel Number

Primary APN	`6698.0310-9`
Alternative APN	`331829669803109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	2,426 sqft
1st Floor Area	1,505 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,037 sqft (0.184 acres)
Terrain	Low
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	501 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	331829669803109
Street Address	3708 76TH ST E
City	PALMETTO
State	FL
Zip	34221-3574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 52 HERON CREEK PHASE I PI#6698.0310/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE I
Legal Phase	1
Legal Tract	669800
Legal Lot Number	52
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1012
Census Tract	1915

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3708 76TH ST E, PALMETTO, FL 34221-3574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROW FINANCIAL FCU
Jul 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 19, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage FBC MTG
Feb 16, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	0026747652
Deed Book / Page	002674 / 007652
Last Transfer Date	Jul 12, 2021
Transfer Doc	0041092419
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3708 76TH ST E, PALMETTO, FL 34221-3574
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 76TH ST E, PALMETTO, FL 34221-3574

Mortgage

Document Number	0041172511
Date	Dec 29, 2021
Instrument	202141172511

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	33361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Jul 12, 2021
Property Address	3708 76TH ST E, PALMETTO, FL 34221-3574
Document Number	0041092419
Map Reference	MB 58 PG 42-47
Instrument Date	Jul 6, 2021
Instrument	202141092419
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TITLE FAX, TITLEMAX

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3708 76TH ST E, PALMETTO, FL 34221-3574

Mortgage

Document Number	0041092420
Date	Jul 12, 2021
Instrument	202141092420

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	May 19, 2017
Property Address	3708 76TH ST E, PALMETTO, FL 34221-3574
Document Number	0026747652
Book / Page	002674 / 007652
Instrument Date	Apr 27, 2017
Instrument	41047602
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 16, 2017
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,709.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 76TH ST E PALMETTO FL 342213574, PALMETTO, FL 34221-3574

Mortgage

Document Number	26747653
Date	May 19, 2017
Book Page	002674/007653
Instrument	41047603

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	3708 76TH ST E, PALMETTO, FL 34221-3574
Document Number	0026661553
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

Mortgage

Document Number	0026661553
Date	Mar 27, 2017
Book Page	002666/001553
Instrument	41027212

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,720 (+5.99%)	$349,235 (+3.6%) Land $45,900 Building $303,335
2024	$2,680.00 (+1.67%)
2023	$2,636.00 (+3.05%) Homeowner's exemption	$213,913 (+3%)	$337,101 (+14.05%) Land $45,900 Building $291,201
2022	$2,558.00 Homeowner's exemption	$207,683	$295,585 Land $45,000 Building $250,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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