1. Home
  2. Florida
  3. Citrus County
  4. Hernando
  5. E Cove Park Trl

3705 E Cove Park Trl, Hernando, FL 34442 Property Records

Citrus County property record for 3705 E Cove Park Trl, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,750 sqft · built 2000
Lot Size0.181 acres (7,920 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Jun 2021)
Tax Bill$2,848 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-14-0140-000D0-017.0

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000D0-017.0
Alternative APNs
  • 1418S19E0140000D00170
  • 2849819

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,750 sqft Living Area
1st Floor Area1,750 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area7,920 sqft (0.181 acres)
Lot Dimensions100 ft deep x 72 ft wide
Garage Area598 sqft
Parking Spaces5 Parking Spaces
Pool Area338 sqft
PorchOpen Porch
Porch Area253 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2849819
Old Parcel Number1418S19E0140000D00170
Street Address3705 E COVE PARK TRL
CityHERNANDO
StateFL
Zip34442-5521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR PLANNED DEVELOPMENT(S
Legal DescriptionARBOR LAKES UNIT 1 PB 15 PG 75 LOT 17 BLK D
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockD
Legal Lot Number17
Legal Unit1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1032
Census Tract450105

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3705 E COVE PARK TRL, HERNANDO, FL 34442-5521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Prior SaleApr 20, 2016 · Amount on Record
Deed Document Number2021041359
Deed Book / Page3176 / 128
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 16, 2021
Property Address3705 E COVE PARK TRL, HERNANDO, FL 34442-5521
Document Number0031760128
Book / Page3176 / 128
Map ReferenceMB 15 PG 75
Instrument DateJun 1, 2021
Instrument2021041359
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3705 E COVE PARK TRL, 3705, HERNANDO, FL 34442-5521

Transferred To (Grantee/Buyer)

NameVerified Name
Address3705 E COVE PARK TRL, HERNANDO, FL 34442-5521

Mortgage

Document Number3176130
DateJun 16, 2021
Instrument3176/130
Lender
NameRIVER BANK & TRUST
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,848.00 (-0.9%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$225,461 (-5.02%) Land $10,560 Building $214,901$225,461 (-5.02%) Land $10,560 Building $214,901
2024$2,874.00 (+2.61%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$237,376 (-0.76%) Land $9,830 Building $227,546$237,376 (-0.76%) Land $9,830 Building $227,546
2023$2,801.00 (+4.44%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$239,198 (+10.39%) Land $9,830 Building $229,368$239,198 (+10.39%) Land $9,830 Building $229,368
2022$2,682.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$216,677 Land $9,830 Building $206,847$216,677 Land $9,830 Building $206,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

Nearby Properties on E Cove Park Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures