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3715 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3715 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage2,365 sqft Heated Area
Lot Size9,932 sqft (0.228 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2023)
Tax Bill$7,344.00 (2025)

Property Details

APN / Parcel Number

Primary APN120537
Alternative APN
  • 152630070000011730

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,365 sqft Heated Area
Gross Area2,925 sqft Gross Area
1st Floor2,365 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,932 sqft (0.228 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area140 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number120537
Street Address3715 CEDAR HAMMOCK TRL
CitySAINT CLOUD
StateFL
Zip34772-8734
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 173
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number173
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43208

Owner

Source: Osceola County records · APN 120537

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3715 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8734
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2023 · Amount on Record
Deed SaleNov 29, 2023 · Amount on Record
Prior SaleJun 07, 2007 · Amount on Record
Deed Doc Number2023156007
Deed Book / Page6511 / 1262
Record RefreshedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 29, 2023
Property Address3715 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8734
Document Number0065111262
Book / Page6511 / 1262
Map ReferenceMB 16 PG 34-41
Instrument DateAug 14, 2023
Instrument2023156007
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7651 SUGAR BEND DR, ORLANDO, FL 32819-7279

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3715 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8734

Mortgage

Document Number0065111264
DateNov 29, 2023
Instrument6511/1264
Lender
NameBARRETT FINANCIAL GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,344.00 (+136.52%) Homeowner's exemption Senior Citizen's exemption$364,100 (+189.73%) Land $85,000 Building $279,100$364,100 (+11.31%) Land $85,000 Building $279,100
2023$3,105.00 (+7.14%) Homeowner's exemption$125,667 (+3%)$327,100 (+10.58%) Land $75,000 Building $252,100
2022$2,898.00 Homeowner's exemption$122,007$295,800 Land $70,000 Building $225,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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