3713 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3713 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	2,746 sqft Heated Area
Lot Size	9,801 sqft (0.225 acres)
Garage	Finished, 441 sqft
Occupancy	Owner Occupied
Tax Bill	$5,156.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`120538`
Alternative APN	`152630070000011740`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,746 sqft Heated Area
Gross Area	3,674 sqft Gross Area
1st Floor	2,746 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,801 sqft (0.225 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	441 sqft Garage

Exterior Amenities

Pool Area	260 sqft Pool
Fence	Fence
Deck Area	280 sqft Deck
Porch	Open Porch
Porch Area	163 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	120538
Street Address	3713 CEDAR HAMMOCK TRL
City	SAINT CLOUD
State	FL
Zip	34772-8734
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 174
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	174
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2000
Census Tract	43208

Owner

Source: Osceola County records · APN 120538

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3713 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8734
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2013
Deed Sale	Oct 18, 2013
Prior Sale	Jun 10, 2009 · Amount on Record
Deed Doc Number	0045191095
Deed Book / Page	4492 / 2813
Prior Transfer Date	Aug 26, 2013
Prior Transfer Doc	2013133940
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3713 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8734
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058470126
Date	Dec 08, 2020
Book Page	5847/126
Instrument	2020166386

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,156.00 (+8.48%) Homeowner's exemption	$230,188 (+5.99%)	$424,700 (+9.21%) Land $85,000 Building $339,700
2023	$4,753.00 (+5.65%) Homeowner's exemption	$217,186 (+3%)	$388,900 (+10.05%) Land $75,000 Building $313,900
2022	$4,499.00 Homeowner's exemption	$210,861	$353,400 Land $70,000 Building $283,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.