St. Louis County property record for 3714 W 4th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,644 sqft · built 1926 |
| Lot Size | 0.122 acres (5,351 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jul 2022) |
| Tax Bill | $3,158 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4010-02220 |
| Primary APN | 010-4010-02220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Gross Area |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 255 sqft |
| Finished Basement | 255 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 5,351 sqft (0.122 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Deck Area | 192 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1133798 |
|---|---|
| Street Address | 3714 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 1/2 OF LOT 11 AND ALL OF LOT 12 SERIAL # |
| Legal Subdivision | SEIBOURN PARK DULUTH |
| Legal Block | 10 |
| Legal Lot Number | 11-12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 15800 |
3714 W 4th St is owned and occupied by an individual who bought it in July 2022.
Source: St. Louis County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3714 W 4TH ST, DULUTH, MN 55807-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage NORTH SHORE BANK OF COMMERCE |
| Jul 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on File |
| Deed Sale | Jul 21, 2022 · Amount on File |
| Deed Document Number | 20221059124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3714 W 4TH ST, DULUTH, MN 55807-1602 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001059126 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 1059126 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 21, 2022 |
| Property Address | 3714 W 4TH ST, DULUTH, MN 55807-1602 |
| Document Number | 0001059124 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 1059124 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3714 W 4TH ST, DULUTH, MN 55807-1602 |
| Document Number | 0001059125 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 1059125 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 3714 W 4th St was $3,158 with a homeowner's exemption, up 0.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,158.00 (+0.51%) Homeowner's exemption | ||
| 2025 | $3,142.00 (+2.41%) Homeowner's exemption | $269,600 (+7.93%) Land $13,800 Building $255,800 | $269,600 (+7.93%) Land $13,800 Building $255,800 |
| 2024 | $3,068.00 | $249,800 Land $14,800 Building $235,000 | $249,800 Land $14,800 Building $235,000 |
| 2022 | $210,900 Land $14,800 Building $196,100 | $210,900 Land $14,800 Building $196,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3714 W 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3714 W 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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