St. Louis County property record for 3712 W 4th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 756 sqft · built 1911 |
| Lot Size | 0.081 acres (3,569 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Dec 2025) |
| Tax Bill | $1,710 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4010-02240 |
| Primary APN | 010-4010-02240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 756 sqft Gross Area |
| 1st Floor Area | 518 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 3,569 sqft (0.081 acres) |
| Garage Area | 336 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 140 sqft |
| Deck Area | 168 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1192291 |
|---|---|
| Street Address | 3712 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0013 BLOCK:010 SERIAL # |
| Legal Subdivision | SEIBOURN PARK DULUTH |
| Legal Block | 10 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 15800 |
3712 W 4th St is owned and occupied by an individual who bought it in December 2025.
Source: St. Louis County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3712 W 4TH ST, DULUTH, MN 55807-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH |
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Feb 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH |
| Aug 1, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage JPMORGAN CHASE BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Feb 24, 2023 · Amount on File |
| Deed Document Number | 20251097151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3712 W 4TH ST, DULUTH, MN 55807-1602 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 218 99TH AVE W, DULUTH, MN 55808-2119 |
| Document Number | 0001077199 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 1077199 |
| Name | THE MINERS NATIONAL BANK OF EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Type Change Date | Feb 27, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.25% |
| Max Rate At Change | 11.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 18.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 15, 2025 |
| Property Address | 3712 W 4TH ST, DULUTH, MN 55807-1602 |
| Document Number | 0001097151 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 1097151 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3712 W4TH ST, DULUTH, MN 55806 |
| Document Number | 0001097152 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 1097152 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Number | 0001097153 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 1097153 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 24, 2023 |
| Property Address | 3712 W 4TH ST, DULUTH, MN 55807-1602 |
| Document Number | 0001066256 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 1066256 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Title Company | NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 99TH AVE W, DULUTH, MN 55808-2119 |
| Document Number | 0001066257 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 1066257 |
| Name | THE MINERS NATIONAL BANK OF EVELETH |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 17, 2024 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 1, 2018 |
| Property Address | 3712 W 4TH ST, DULUTH, MN 55807-1602 |
| Instrument Date | Jul 12, 2018 |
| Instrument | A1000905 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 3712 W 4TH ST DULUTH MN 558071602, DULUTH, MN 55807-1602 |
| Document Number | 00A1000905 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | A1000905 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240-2050 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3712 W 4th St was $1,710, up 0.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,710.00 (+0.94%) | ||
| 2025 | $1,694.00 (+50.71%) | $131,400 (+7.7%) Land $9,200 Building $122,200 | $131,400 (+7.7%) Land $9,200 Building $122,200 |
| 2024 | $1,124.00 | $122,000 Land $9,800 Building $112,200 | $122,000 Land $9,800 Building $112,200 |
| 2022 | $103,300 Land $10,100 Building $93,200 | $103,300 Land $10,100 Building $93,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3712 W 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3712 W 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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