Kane County property record for 3714 Middleton Ct, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,872 sqft · built 2011 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Mar 2021) |
| Tax Bill | $9,032 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-150-004 |
| Primary APN | 06-18-150-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,648 sqft |
| Basement Area | 776 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Frame |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Width | 48 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 3714 MIDDLETON CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST POINT GARDENS PHASE 1 LT 314 |
| Legal Subdivision | WEST POINT GARDENS |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 314 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 851911 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3714 MIDDLETON CT, ELGIN, IL 60124-8121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Mar 5, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2021 · Amount on Record |
| Deed Sale | Mar 5, 2021 · Amount on Record |
| Prior Sale | Aug 3, 2011 · Amount on Record |
| Deed Document Number | 202117396 |
| Prior Transfer Date | May 21, 2010 |
| Prior Transfer Doc | 0000035231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 28, 2026 |
| Property Address | 3714 MIDDLETON CT, ELGIN, IL 60124-8121 |
| Document Number | 0000037526 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202637526 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 3714 MIDDLETON CT, ELGIN, IL 60124-8121 |
| Document Number | 0000037526, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202637526 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 5, 2021 |
| Property Address | 3714 MIDDLETON CT, ELGIN, IL 60124-8121 |
| Document Number | 0000017396 |
| Map Reference | DOC 2006K91077 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2021K017396 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3714 MIDDLETON CT, ELGIN, IL 60124-8121 |
| Document Number | 0000017397 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021K017397 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2051 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,032.00 (+7.65%) Homeowner's exemption | ||
| 2024 | $113,602 (+21.39%) Land $39,827 Building $73,775 | $340,942 (+21.44%) Land $119,529 Building $221,414 | |
| 2022 | $8,390.00 (+3.52%) Homeowner's exemption | $93,581 (+6.96%) Land $32,808 Building $60,773 | $280,743 (+6.96%) Land $98,424 Building $182,319 |
| 2021 | $8,105.00 Homeowner's exemption | $87,491 Land $30,673 Building $56,818 | $262,473 Land $92,019 Building $170,454 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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