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232 Middleton Ct, Elgin, IL 60124 Property Records

Kane County property record for 232 Middleton Ct, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2013
Square Footage2,460 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$251,000 (2014)
Tax Bill$10,010.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-18-178-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,460 sqft Living Area
Gross Area3,200 sqft Gross Area
Basement Area740 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area7,841 sqft (0.18 acres)
Lot Width68 ft Width

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address232 MIDDLETON CT
CityELGIN
StateIL
Zip60124-8182
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEST POINT GARDENS PHASE 1 LT 297
Legal SubdivisionWEST POINT GARDENS
Legal Phase1
Legal Block2
Legal Lot Number297
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2010
Census Tract851911

Owner

Source: Kane County records · APN 06-18-178-016

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address232 MIDDLETON CT, ELGIN, IL 60124-8182
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDFIRST BANK
Nov 09, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Apr 18, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Aug 29, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Feb 07, 2017Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST GUARANTY MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2014 · Amount on Record
Deed SaleFeb 14, 2014 · Amount on Record
Prior SaleFeb 14, 2014 · Amount on Record
Deed Doc Number20147805
Prior Transfer DateDec 05, 2013
Prior Transfer Doc0000007804
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address232 MIDDLETON CT, ELGIN, IL 60124-8182
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 MIDDLETON CT, ELGIN, IL 60124-8182

Mortgage

Document Number0000029062
DateAug 23, 2023
Instrument2023K029062
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term480 Months
DueAug 01, 2063

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address232 MIDDLETON CT, ELGIN, IL 60124-8182
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 MIDDLETON CT, ELGIN, IL 60124-8182

Mortgage

Document Number0000084443
DateNov 09, 2021
Instrument2021K084443
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressDALLAS, TX 75234
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term303 Months
DueFeb 01, 2047

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address232 MIDDLETON CT, ELGIN, IL 60124-8182
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 MIDDLETON CT, ELGIN, IL 60124-8182

Mortgage

Document Number0000020592
DateApr 18, 2022
Instrument2022K020592
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressDALLAS, TX 75234
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address232 MIDDLETON CT, ELGIN, IL 60124-8182
Document Number0000048544
Instrument DateAug 29, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 MIDDLETON CT ELGIN IL 601248182, ELGIN, IL 60124-8182

Mortgage

Document Number0000048544
DateOct 15, 2019
Instrument48544
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueOct 14, 2047

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address232 MIDDLETON CT, ELGIN, IL 60124-8182
Document Number0000010203
Instrument DateFeb 07, 2017
Transaction TypeMortgage
Record UpdatedMay 03, 2017
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address55 E MONROE ST #3400 CHICAGO IL 606035710, 3400, CHICAGO, IL 60603-5710

Mortgage

Document Number0000010203
DateFeb 24, 2017
Instrument10203
Lender
NameFIRST GUARANTY MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28217
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 23, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,010.00 (+7.66%) Homeowner's exemption
2024$125,105 (+21.39%) Land $39,827 Building $85,278$375,465 (+21.44%) Land $119,529 Building $255,936
2022$9,298.00 (+3.46%) Homeowner's exemption$103,057 (+6.96%) Land $32,808 Building $70,249$309,171 (+6.96%) Land $98,424 Building $210,747
2021$8,987.00 Homeowner's exemption$96,351 Land $30,673 Building $65,678$289,053 Land $92,019 Building $197,034

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