3714 Cerise Cir, New Bern, NC 28562 Property Records

Craven County property record for 3714 Cerise Cir, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,769 sqft · built 2015
Lot Size	1.16 acres (50,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (Nov 2013)
Tax Bill	$4,733 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-104-12-016`

Property Details

APN / Parcel Number

Primary APN	`7-104-12-016`
Alternative APN	`99507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,769 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	50,617 sqft (1.16 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	99507
Old Parcel Number	7-104-12-016
Street Address	3714 CERISE CIR
City	NEW BERN
State	NC
Zip	28562-8450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 CERISE-CAROLINA COLOURS
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	16
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3020
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3714 CERISE CIR # 16, 16, NEW BERN, NC 28562-8450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2013 · Amount on Record
Deed Sale	Nov 27, 2013 · Amount on Record
Deed Document Number	0003246335
Deed Book / Page	2627 / 0605
Prior Transfer Date	Jul 23, 2007
Prior Transfer Doc	0026270605
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3714 CERISE CIR, NEW BERN, NC 28562-8450
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 CERISE CIR, NEW BERN, NC 28562-8450

Mortgage

Document Number	003865/909
Date	Jan 7, 2026
Book Page	3865/909
Instrument	10150847

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3714 CERISE CIR, NEW BERN, NC 28562-8450
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 CERISE CIR, NEW BERN, NC 28562-8450

Mortgage

Document Number	003666/280
Date	Apr 22, 2021
Book Page	3666/280
Instrument	10074132

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,733.00 (+1.46%)	$575,800 (+3.13%) Land $101,560 Building $474,240	$575,800 (+3.13%) Land $101,560 Building $474,240
2023	$4,665.00 (+5.07%)	$558,340 (+32.84%) Land $86,710 Building $471,630	$558,340 (+32.84%) Land $86,710 Building $471,630
2022	$4,440.00	$420,300 Land $64,520 Building $355,780
2018			$420,300 Land $64,520 Building $355,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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