3712 Cerise Cir, New Bern, NC 28562 Property Records

Craven County property record for 3712 Cerise Cir, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,408 sqft · built 2020
Lot Size	1.45 acres (63,554 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2007)
Tax Bill	$5,052 (2026)
Deeds & Mortgages	Mar 2020 Construction Loan Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`7-104-12-015`

Property Details

APN / Parcel Number

Primary APN	`7-104-12-015`
Alternative APN	`126437`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,408 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	63,554 sqft (1.45 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	126437
Street Address	3712 CERISE CIR
City	NEW BERN
State	NC
Zip	28562-8450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 CERISE-CAROLINA COLOURS
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	15
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3020
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3712 CERISE CIR, NEW BERN, NC 28562-8450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 26, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2007 · Amount on Record
Deed Sale	Jul 9, 2007 · Amount on Record
Deed Book / Page	2622 / 609
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3712 CERISE CIR, NEW BERN, NC 28562-8450
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003607/583
Date	Mar 31, 2020
Book Page	3607/583
Instrument	10052535

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 26, 2019
Property Address	3712 CERISE CIR, NEW BERN, NC 28562-8450
Document Number	03578/1083
Book / Page	3578 / 1083
Instrument Date	Jul 23, 2019
Instrument	10041028
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 STATION HOUSE RD, NEW BERN, NC 28562-8006

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,052.00 (+3.55%)	$575,860 (-) Land $106,360 Building $469,500	$575,860 (-) Land $106,360 Building $469,500
2025	$4,879.00 (+1.46%)	$575,860 (-) Land $106,360 Building $469,500	$575,860 (-) Land $106,360 Building $469,500
2023	$4,809.00 (+9.3%)	$575,860 (+38.27%) Land $106,360 Building $469,500	$575,860 (+38.27%) Land $106,360 Building $469,500
2022	$4,400.00	$416,470 Land $76,360 Building $340,110
2018			$416,470 Land $76,360 Building $340,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Cerise Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures