Okaloosa County property record for 3713 First St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,396 sqft · built 1983 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $205,000 (Jun 2007) |
| Tax Bill | $3,700 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-589-9470-8 |
| Primary APN | C56-000-589-9470-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 1,679 sqft |
| 1st Floor Area | 1,396 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Width | 50 ft Width |
| Garage Area | 288 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3713 FIRST ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN BEG SW COR BLK 2 SW300 FT TO BEG SW50 FT NW100 FT NE 50 FT SE100 FT TO BEG |
| Legal Subdivision | RESUB OF KELLYS ADD |
| Legal Block | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23306 |
Source: Okaloosa County assessment roll, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 728 HICKORY HOLR, CHELSEA, AL 35043 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2007 · Amount on Record |
| Deed Sale | Jun 8, 2007 · Amount on Record |
| Prior Sale | Dec 20, 2006 · Amount on Record |
| Deed Document Number | 20072426510 |
| Deed Book / Page | 2789 / 239 |
| Last Transfer Date | Aug 24, 2011 |
| Transfer Doc | 0030014276 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,700.00 (+11.82%) | $315,130 (+4.54%) Land $143,818 Building $171,312 | $315,130 (+4.54%) Land $143,818 Building $171,312 |
| 2023 | $3,309.00 (+7.96%) | $301,433 (+8%) Land $130,494 Building $170,939 | $301,433 (+8%) Land $130,494 Building $170,939 |
| 2022 | $3,065.00 | $279,106 Land $118,631 Building $160,475 | $279,106 Land $118,631 Building $160,475 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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