3708 First St, Destin, FL 32541 Property Records

Okaloosa County property record for 3708 First St, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,680 sqft Heated Area
Lot Size	6,249 sqft (0.143 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2018)
Tax Bill	$2,738.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C56-001-033-5792-7`
Alternative APN	`00-2S-22-1360-003A-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Heated Area
Gross Area	1,845 sqft Gross Area
1st Floor	1,680 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Roof
Lot Area	6,249 sqft (0.143 acres)
Lot Width	50 ft Width
Porch	Open Porch
Porch Area	165 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	3708 FIRST ST
City	DESTIN
State	FL
Zip	32541-1602
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RESUB OF KELLYS ADD TO DESTIN LOT 11 BLK 3A
Legal Range	22
Legal Township	02S
Legal Subdivision	KELLYS ADD
Legal Block	3A
Legal Lot Number	11
Jurisdiction	OKALOOSA FL
Minor Civil Division	FORT WALTON BEACH
Census Blockgroup	1
Census Block	1007
Census Tract	23306

Owner

Source: Okaloosa County records · APN C56-001-033-5792-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9125 BERRINGTON PL, MONTGOMERY, AL 36117-8479
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2018 · Amount on Record
Deed Sale	Apr 04, 2018 · Amount on Record
Prior Sale	Apr 17, 2014 · Amount on Record
Deed Doc Number	3198651
Deed Book / Page	3344 / 2370
Record Refreshed	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 04, 2018
Property Address	3708 FIRST ST, DESTIN, FL 32541-1602
Document Number	0033442370
Book / Page	3344 / 2370
Map Reference	MB2 PG62
Instrument Date	Apr 02, 2018
Instrument	3198651
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8705 BROOKRIDGE DR, 8705, ANCHORAGE, AK 99504-4278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 FIRST ST, DESTIN, FL 32541-1602

Mortgage

Document Number	0003198652
Date	Apr 04, 2018
Instrument	3198652

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 (+5.92%) Homeowner's exemption	$270,251 (+5.99%)	$375,870 (+3.16%) Land $143,818 Building $232,052
2023	$2,585.00 (+2.58%) Homeowner's exemption	$254,985 (+3%)	$364,341 (+7.8%) Land $130,494 Building $233,847
2022	$2,520.00 Homeowner's exemption	$247,558	$337,993 Land $118,631 Building $219,362

Flood & Wildfire

3708 First St is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	7.0 ft vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.