Bay County property record for 3713 E 5th St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1942 |
| Lot Size | 0.494 acres (21,562 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $12,000 (Oct 2020) |
| Tax Bill | $281 (2025) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23101-000-000 |
| Primary APN | 23101-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1942 |
|---|---|
| Exterior Material | Other |
| Lot Area | 21,562 sqft (0.494 acres) |
| Lot Dimensions | 288 ft deep x 75 ft wide |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Street Address | 3713 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5519 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 11 4S 14W-98-118C1 BEG 150' N & 300' E OF SW COR OF NE1/4 OF NE1/4 TH N 138' E 100' S 288' |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1100 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1420 IOWA AVE, LYNN HAVEN, FL 32444-3927 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on Record |
| Deed Sale | Oct 8, 2020 · Amount on Record |
| Deed Document Number | 2020066826 |
| Deed Book / Page | 4308 / 1310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 8, 2020 |
| Property Address | 3713 E 5TH ST, PANAMA CITY, FL 32401-5519 |
| Document Number | 0043081310 |
| Book / Page | 004308 / 001310 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 66826 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1420 LOWA AVENUE LYNN LYNN HAVEN FL 32444, LYNN HAVEN, FL 32444 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $281.00 (-29.75%) | $20,520 (+12.36%) Land $20,520 | $20,520 (+12.36%) Land $20,520 |
| 2024 | $400.00 (+9.89%) | $18,262 (+33.49%) Land $18,262 | $18,262 (+33.49%) Land $18,262 |
| 2023 | $364.00 (+9.97%) | $13,680 (+11.11%) Land $13,680 | $13,680 (+11.11%) Land $13,680 |
| 2022 | $331.00 | $12,312 Land $12,312 | $12,312 Land $12,312 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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