Bay County property record for 3708 E 5th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 940 sqft · built 1950 |
| Lot Size | 0.091 acres (3,963 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $39,500 (Jun 2001) |
| Tax Bill | $352 (2025) |
| Deeds & Mortgages | Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23616-000-000 |
| Primary APN | 23616-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 3,963 sqft (0.091 acres) |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3708 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E SPRINGFIELD E 50 OF LOTS 1 & 2 BLK 1 (1.03) ORB 3980 P 396 MAP 118C1 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | E SPRINGFIELD |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1000 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3708 E 5TH ST, PANAMA CITY, FL 32401-5520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2001 · Amount on Record |
| Deed Sale | Jun 19, 2001 · Amount on Record |
| Deed Document Number | 200132311 |
| Deed Book / Page | 2041 / 490 |
| Last Transfer Date | Feb 15, 2018 |
| Transfer Doc | 0039800396 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 16, 2018 |
| Property Address | 3708 E 5TH ST, PANAMA CITY, FL 32401-5520 |
| Document Number | 0039800396 |
| Book / Page | 003980 / 000396 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 8928 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3708 E 5TH ST PANAMA CITY BEACH FL 324015520, PANAMA CITY BEACH, FL 32401-5520 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $352.00 (-31.38%) Homeowner's exemption | $47,222 (+5.99%) | $57,046 (+12.55%) Land $11,550 Building $45,496 |
| 2024 | $513.00 (+4.27%) | ||
| 2023 | $492.00 (+9.33%) Homeowner's exemption | $44,553 (+3%) | $50,684 (+9.98%) Land $7,700 Building $42,984 |
| 2022 | $450.00 Homeowner's exemption | $43,255 | $46,085 Land $6,930 Building $39,155 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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